Overseas Pakistani Banking

Faysal Bank Roshan Digital Account

How overseas Pakistanis can open and use the Faysal Islami Roshan Digital Account.

• For NRPs
• 100% Shariah-compliant
• Remote account opening

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University) · Reviewed: August 16, 2026

The Faysal Bank Roshan Digital Account is the bank's version of the State Bank of Pakistan's nationwide RDA initiative — it lets Non-Resident Pakistanis open and operate a Pakistani bank account entirely from abroad, with no need to travel or visit a branch.

As a fully Islamic institution, Faysal Bank's RDA offering — branded Faysal Islami Roshan Digital Account — and any linked investment products are Shariah-compliant by default, unlike banks that run both conventional and Islamic RDA variants side by side.

Who Can Open a Faysal Bank Roshan Digital Account

Eligibility follows the nationwide RDA framework set by the State Bank of Pakistan: Non-Resident Pakistanis, including overseas Pakistani nationals and Pakistan Origin Card (POC) holders, can apply. The account can be funded in Pakistani Rupees or major foreign currencies — USD, GBP, EUR — and is built specifically around inward remittance flows.

What You Can Do With It

Product references confirmed from Faysal Bank's official homepage listing and its published Declared Rates document, which lists Roshan Digital Account-linked Barkat Investment Certificate rates explicitly.

How to Apply

The application runs through the bank's digital onboarding channels, with a dedicated contact line at +92 21 111-11-71-71 for RDA-specific queries and support through the remote account-opening process.

What Does a Faysal Bank Roshan Digital Account Cost?

Under the official Schedule of Charges for July 1 – December 31, 2026, a Non-resident Rupee Value Account (NRVA) carries no debit card issuance charge, a cheque book cost of Rs. 20 per leaf, and no account maintenance charge. Inward remittances through the standard banking channel are free, as are IBFT/1IBFT transfers. Cash withdrawals are free at a Faysal Bank ATM, Rs. 35 per transaction at a 1LINK/MNET member bank ATM, and 4.25% of the amount or Rs. 350 (whichever is higher, capped at Rs. 3,000) for an international withdrawal. Foreign Currency Value Accounts (FCVA) aren't card-linked, so these debit card charges apply to NRVA holders only.

Documents You'll Typically Need

You'll generally need your CNIC or NICOP, a Pakistan Origin Card where applicable, proof of overseas address or residency, and details of the foreign bank account funding transfers into the RDA. Verification happens remotely, so having clear scans or photos of these documents ready speeds things up considerably.

RDA-Linked Investment Options

Beyond deposit accounts and Barkat Investment Certificates, the wider nationwide RDA framework also lets NRPs invest in the Pakistan Stock Exchange (Roshan Equity Investment) and government debt instruments such as Naya Pakistan Certificates — Faysal Bank facilitates both as an authorised RDA-participating bank, alongside its own Islamic product range.

Frequently Asked Questions

Good For

• Understanding who qualifies for a Faysal Bank Roshan Digital Account
• Seeing what Shariah-compliant products RDA holders can access
• Finding the dedicated RDA support contact
• Comparing Faysal Bank's RDA offering against other banks' Islamic RDA options

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For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, Faysal Bank Limited (Official).