Cards & Offers

Faysal Bank Discounts — Noor Card Offers

How Faysal Bank's Deals & Discounts program and Noor Card tiers actually work.

• Noor Card
• Shariah-compliant, Tawarruq-based
• Deals & Discounts portal

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University) · Reviewed: August 23, 2026

Faysal Bank's discounts run through its official Deals & Discounts page and centre mainly on the Faysal Islami Noor Card — Pakistan's first Shariah-compliant credit card, built on the Islamic financing structure of Tawarruq rather than conventional interest-bearing credit.

As a fully Islamic bank, Faysal keeps its card-linked offers within Shariah principles: no interest-based cash-back financing, but merchant discounts, instalment plans, and partner offers free of Riba. Debit card holders get a separate set of transactional benefits too.

Faysal Bank Card Lineup

Card names confirmed from Faysal Bank's official Home Finance and product-navigation pages on faysalbank.com, which list Noor Card, Noor Flexi Card, and Faysal Islamic Debit Cards side by side.

Noor Card Annual Fees by Tier

The Noor Card's annual fee scales by tier under the official Schedule of Charges for July 1 – December 31, 2026, and most tiers qualify for a reduced fee once a spend-based reversal threshold is met:

Annual fees confirmed from Faysal Bank's official Islamic Banking Schedule of Charges, valid July 1 – December 31, 2026. The Noor Flexi Card carries a separate, lower fee structure (Rs. 9,000 primary / Rs. 3,500 supplementary) plus a Rs. 5,000 non-reversible processing fee. Fee schedules are revised twice yearly, so reconfirm against the current Schedule of Charges before applying. Spend thresholds required for each tier's fee reversal, used in the calculator below, are confirmed directly from Faysal Bank's Noor Card Key Facts Statement for January–June 2026.

Which Noor Card Tier Actually Costs You Least?

The annual fee table above only tells half the story — each tier reverses to a much lower fee once you hit its own spend threshold within 60 days of your first statement. A higher tier isn't always more expensive once you factor in your real spending. Enter your expected annual card spend to see your real net cost per tier.

How Do Faysal Bank's Deals & Discounts Actually Work?

The Deals & Discounts page lists active merchant partnerships — dining, retail, travel, and lifestyle, mostly — redeemable by Noor Card and debit card holders at participating outlets. Offers rotate, so check the live page on faysalbank.com rather than any cached list.

Avoiding Fake "Faysal Bank Discount" Offers

Fraudulent SMS and WhatsApp messages offering Faysal Bank cashback or discount codes are a common phishing tactic. The bank will never ask for your Noor Card PIN, OTP, or CVV to claim a discount — genuine offers are redeemed at the point of sale or through the verified Faysal DigiBank app, nothing else.

How Noor Card Discounts Are Redeemed

Most discounts don't need a promo code — they apply automatically at participating merchants when you pay with a Noor Card or eligible debit card, whether by swipe, tap, or through the DigiBank app. Instalment offers on larger purchases are usually arranged directly with the merchant or the bank at the point of sale.

Debit Card Range

Beyond the general PayPak and Classic/Gold cards, Faysal Bank offers two debit cards worth knowing about specifically:

Confirmed from Faysal Bank's official Faysal Islami USD Debit Card and Faysal Islami Debit Card Co-Badged PayPak & Mastercard product pages. Apply by visiting a branch to open the relevant account, or by calling 021 111 06 06 06 if you already hold one. For activating, blocking, or generating a Virtual Card once you have one, see our Card Management page.

Debit Card Transactional Benefits

Faysal Islamic Debit Cards carry their own transactional benefits beyond merchant discounts — access to the shared 1LINK/MNET ATM network and NFC-enabled tap payments — separate from the Noor Card's Deals & Discounts program.

Frequently Asked Questions

Good For

• Understanding how Faysal Bank discounts work through the Noor Card program
• Telling the Noor Card and Noor Flexi Card apart
• Finding where Faysal Bank actually publishes live offers
• Spotting fake Faysal Bank discounts messages before they cost you money

Similar Banks

More on Faysal Bank

For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, Faysal Bank Limited (Official).