Financial Results

Faysal Bank Share Price & CY2025 Financial Results

PSX: FABL's CY2025 profit, EPS, and dividend record, as filed with the Pakistan Stock Exchange.

• PSX: FABL
• CY2025 EPS: Rs14.80
• H1'26 EPS: Rs6.82
• KSE-100 component

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University) · Reviewed: August 23, 2026

Faysal Bank's share price moves on the fundamentals PSX publishes every quarter, and it reacts most sharply on results day. The clearest recent signal is the CY2025 result: earnings per share of Rs14.80, down from Rs15.74 in CY2024, alongside a final cash dividend of Rs2 per share (20%) on top of three interim dividends of 15% each already paid during the year.

Faysal Bank Limited trades on PSX under the ticker FABL and is a constituent of the KSE-100 Index. Below are the CY2025 results filed with PSX, the first-quarter 2026 numbers filed since, and where to check the live share price directly at the source rather than off a screenshot that's already stale.

Faysal Bank Share Price — CY2025 Results Snapshot

CY2025 figures confirmed directly from Faysal Bank's audited consolidated Annual Report 2025 (financial statements for the year ended December 31, 2025). Faysal Bank share price movement should always be checked live at PSX rather than from a cached figure.

Faysal Bank Q1 2026 Results (Quarter Ended March 31, 2026)

The board approved first-quarter 2026 results on April 23, 2026. On a consolidated basis, profit before tax came in at Rs11.04 billion and profit after tax at Rs5.33 billion, with EPS easing to Rs3.51 from Rs3.56 a year earlier — margin compression from falling policy rates outweighed stronger fee and treasury income. The board declared an interim cash dividend of Rs1.5 per share (15%) for the quarter, matching the Q1 2025 payout.

Q1 2026 figures confirmed directly from Faysal Bank's unaudited condensed interim consolidated financial statements for the quarter ended March 31, 2026, authorised for issue by the Board of Directors on April 23, 2026.

Faysal Bank H1 2026 Results (Six Months Ended June 30, 2026)

The board approved first-half 2026 results on August 6, 2026. On a consolidated basis, profit before tax came in at Rs20.5 billion and profit after tax at Rs10.35 billion, down a modest 0.7% from Rs10.42 billion in 1HCY26's year-earlier period, with EPS easing to Rs6.82 from Rs6.87 — core net profit stayed roughly flat as a 41% surge in non-markup income offset margin pressure from falling policy rates. The board declared a second-quarter interim cash dividend of Rs1.5 per share (15%), matching the Q1 2026 payout. Deposits grew 9.5% to Rs1.56 trillion, current accounts rose 21% to Rs646 billion, and total assets crossed Rs1.8 trillion for the first time.

H1 2026 figures confirmed from Faysal Bank's consolidated results announcement for the half-year ended June 30, 2026, authorised for issue by the Board of Directors on August 6, 2026. The bank also completed a Rs7 billion Tier II Sukuk issuance during the period, strengthening its capital base; SECP separately approved issuing up to 107 million new ordinary shares against Sukuk conversion, exercisable only if SBP declares a Point of Non-Viability trigger event.

Balance Sheet and Asset Quality

Total assets grew to Rs1.78 trillion in CY2025 (bank standalone: Rs1.77 trillion), driven mainly by deposit mobilisation — total deposits rose 36.7% to Rs1.43 trillion, with current accounts alone crossing the half-trillion mark at Rs536 billion. Net financing grew 37.6% to Rs872 billion, pushing the Advances-to-Deposits Ratio (ADR) to 61.1% from 60.7% a year earlier. Asset quality improved: the infection ratio fell to 2.3% from 3.6%, provision coverage stood at 97.0%, and the Capital Adequacy Ratio eased slightly to 14.04%. VIS upgraded the Bank's entity rating during the year, and PACRA reaffirmed its rating while lifting the outlook to "Positive." That outlook has since been resolved — PACRA upgraded the long-term rating a further notch to AA+ (from AA) during 2026, bringing it into line with VIS's existing AA+/A1+ rating. Both agencies now carry a Stable outlook.

Why Did Faysal Bank's Profit Decline in 2025?

Net profit/return income — the bank's core income line — declined in 2025 as returns on assets came under pressure through the year, a pattern already visible in the nine-month and half-year filings. President & CEO Yousaf Hussain framed the full-year performance around continued investment in the branch network, digital capabilities, and people rather than short-term profit maximisation. Non-core "other income" — fees, forex, commissions — grew sharply enough to offset a good part of that core-income decline.

Where to Check Faysal Bank's Live Share Price

PSX publishes Faysal Bank's real-time price, trading volume, and historical data at dps.psx.com.pk/company/FABL — the authoritative source. PakFinHub doesn't run a live price ticker; prices move intraday, and any number posted here would be stale by the time you read it.

Ownership Structure Reflected in the Share Register

Roughly two-thirds of Faysal Bank's shares are held by Ithmaar Bank B.S.C (closed) and its parent, Ithmaar Holdings B.S.C. The free float available to retail and institutional investors on PSX is the remainder — split among directors, the CEO, and other banks and DFIs. Within that free float, Maple Leaf Cement Factory Limited built a position in FABL through open-market PSX purchases during 2025; the Competition Commission of Pakistan cleared both that stake and a further planned increase in March 2026, without this affecting Ithmaar's majority control.

Frequently Asked Questions

Good For

• Understanding the Faysal Bank share price story behind CY2025's profit, EPS, and dividend record
• Knowing exactly where to check FABL's live PSX share price
• Seeing why Faysal Bank's core income declined even as fee income grew
• Getting sourced numbers instead of an outdated price screenshot

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For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, Faysal Bank Limited (Official).