Commercial Bank

Standard Chartered SWIFT Code — Confirmed

The head-office SWIFT code, when you need a branch extension, and how SCB's IBAN is structured.

• SWIFT: SCBLPKKX
• Bank Code: SCBL
• ISO 7064 IBAN

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University)

The Standard Chartered SWIFT code most people need is the 8-character head-office code, SCBLPKKX — sufficient for the vast majority of international transfers into a Standard Chartered Pakistan account. This page confirms the code and explains when you'd need a branch-specific extension instead.

SWIFT Code Breakdown

Head Office SWIFT

SCBLPKKX

11-Char Form

SCBLPKKXXXX

Bank Code

SCBL

Country Code

PK

Location Code

KX

Registered Address

I.I. Chundrigar Rd, Karachi

SWIFT code structure confirmed against standard ISO 9362 BIC format and publicly registered SWIFT directory data for Standard Chartered Bank (Pakistan) Limited.

When You Need a Branch-Specific Code

Most incoming international wires only require the 8-character head-office code (SCBLPKKX or its XXX-suffixed 11-character form), which routes to the head office for onward processing. Some correspondent banks or specific branch-linked accounts may require an 11-character branch extension instead — if your sender's bank requests one, confirm it directly with your SCB branch or relationship manager rather than guessing from a directory site.

Pakistani IBAN Format

A Pakistani IBAN follows the ISO 7064 international standard: it starts with "PK", followed by a 2-digit checksum, then a 4-character bank code (SCBL for Standard Chartered), and a 16-character branch/account identifier — 24 characters in total. Your SCB relationship manager or the Online Banking portal can generate your exact IBAN from your account number; third-party "IBAN generator" tools should only be used to understand the format, not as your official IBAN source.

Sending vs. Receiving International Transfers

Beyond the SWIFT code itself, actual transfer costs matter — and SCB's official Schedule of Charges lists them plainly:

Transfer charges confirmed from Standard Chartered Pakistan's official Conventional Schedule of Charges, 1 July – 31 December 2026.

What Will Your Transfer Actually Cost?

Generic wire transfer calculators online quote global ranges ($30–$50, "2–4% markup") that don't reflect SCB's actual published fees. This uses SCB's real tiers instead.

Fee tiers confirmed from Standard Chartered Pakistan's official Conventional Schedule of Charges, 1 July – 31 December 2026. Last verified: August 23, 2026.

Good For

• Getting Standard Chartered Pakistan's correct head-office SWIFT code fast
• Understanding when a branch-specific SWIFT extension is actually needed
• Learning how a Pakistani IBAN is structured before requesting your own
• Avoiding transfer delays caused by an incorrect or outdated SWIFT code

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For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, Standard Chartered Pakistan (official).