Habib Metro Bank SWIFT Code & IBAN

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University)

MPBLPKKA — that's the head-office SWIFT/BIC code, sometimes written out as MPBLPKKAXXX. Individual branches have their own extended version with a three-character suffix tacked on (MPBLPKKA092 for one Karachi branch, as an example), but for routing an international transfer generally, MPBLPKKA gets the job done.

Habib Metro SWIFT Code

Bank Code

MPBL

Country Code

PK

Location Code

KA (Karachi)

Head Office SWIFT

MPBLPKKA

SWIFT code structure confirmed against multiple SWIFT/BIC registries; branch-level suffix codes vary by location and should be confirmed with your specific branch for time-critical transfers.

How the HabibMetro IBAN Is Built

Every Pakistani bank IBAN runs on the same ISO 13616 structure — the bank code is really the only thing that changes from one bank to the next. A HabibMetro IBAN comes to 24 characters:

Those two check digits aren't random — they come out of the ISO 7064 MOD 97-10 algorithm run against the rest of the IBAN, and a single wrong digit in your account number is enough to fail validation. Since the exact check digits depend entirely on your specific account number, we've built a working calculator below rather than showing one illustrative example — enter your real account number and it computes the actual, correct check digits on the spot.

This calculator uses the same public ISO 7064 MOD 97-10 standard that every bank's own IBAN tools run on — including HabibMetro's official generator and validator at habibmetro.com. Nothing you type is transmitted or stored; the calculation happens entirely in your browser. For anything time-critical or high-value, cross-check against your HabibMetro statement, the Insta app, or HabibMetro's own official tool before sending funds.

IBAN structure (PK + 2 check digits + MPBL + 16-digit account number) confirmed from HabibMetro's official IBAN tools, habibmetro.com/iban/iban-generator and habibmetro.com/iban/iban-validator. Check-digit algorithm verified against ISO 7064 MOD 97-10 and cross-checked against published reference IBANs.

Common Questions

Official Sources & Last Verified

Every figure, product detail, and claim on this page traces back to HabibMetro's own official disclosures, re-checked at the time this page was last updated, August 2026. Bank terms, rates, and features do change; if you find something here that no longer matches habibmetro.com, that's worth telling us, and we'll correct it.

Primary sources: habibmetro.com/iban/iban-generator; habibmetro.com/iban/iban-validator. Last verified August 2026.

Good For

• Sending or receiving an international wire transfer to a HabibMetro account
• Confirming your HabibMetro IBAN’s structure before sharing it
• Understanding why branch-level SWIFT codes end in extra digits
• Double-checking a SWIFT code before an urgent transfer

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For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, Habib Bank AG Zurich.