Mashreq IBAN Generator & SWIFT Code

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University)

Head Office SWIFT/BIC

MSHQPKKKXXX

Base 8-Char Code

MSHQPKKK

Bank Code

MSHQ

Country/Location Code

PKKK (Pakistan/Karachi)

Branch Code

XXX (head office)

IBAN Country Prefix

PK

IBAN Length

24 characters

Head Office

DHA Phase 6, Karachi

Last verified: 3 Sep 2026 — figures on this page can change; re-check against mashreq.com/en/pk before relying on them.

The Mashreq Swift code is what any bank abroad needs to route a wire transfer into a Mashreq Bank Pakistan account. This page confirms the code directly and includes a free tool to generate the matching IBAN.

This tool generates your Mashreq IBAN from your account number using the real ISO 7064 MOD-97 check-digit calculation — the same algorithm banks use to validate IBANs internationally. It runs entirely in your browser; nothing you type is sent anywhere.

Mashreq Swift Code Confirmed

Mashreq Bank Pakistan Limited's SWIFT/BIC code is MSHQPKKKXXX (8-character base code MSHQPKKK, with XXX denoting the head-office branch). This is registered with SWIFT and confirmed by multiple independent SWIFT-code lookup registries against Mashreq's Karachi address. Always confirm the code against your own account statement before a large or first-time international transfer.

SWIFT/BIC code cross-checked against multiple independent SWIFT registries referencing Mashreq Bank Pakistan Limited's Karachi registration.

Why the IBAN Format Matters

Older-style account numbers work fine for domestic transfers within Pakistan, but international wire systems (SWIFT and most banks' cross-border payment rails) expect the standardized IBAN format specifically. Sending a plain account number to someone abroad instead of an IBAN is one of the most common reasons an international transfer gets rejected or delayed at the receiving end — a risk that matters more for a digital-only bank like Mashreq, since many of its target customers are overseas Pakistanis sending or receiving remittances.

A domestic transfer within Pakistan typically only needs a plain account number or IBAN — the SWIFT code isn't required for local transfers at all. It's specifically international wires that ask for the SWIFT/BIC code alongside the IBAN. If a sender's bank rejects your Mashreq IBAN as "unrecognized," it's almost always a formatting issue on their end rather than an invalid account — re-entering the exact 24-character string from your Mashreq app statement usually resolves it.

How to Verify the Latest Information

Banking facts change — new fee schedules, updated rates, or a revised contact number can all go live between our reviews. Before relying on anything above for a real transaction, cross-check it against mashreq.com/en/pk/about-us, the primary source this page draws from.

FAQs

Good For

• Generating your Mashreq IBAN for international transfers or remittances
• Finding Mashreq's official SWIFT/BIC code
• Confirming the bank code before sending or receiving money abroad
• Understanding when a SWIFT code is and isn't required

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For independent verification, see State Bank of Pakistan, Mashreq Pakistan, Banking Mohtasib Pakistan.