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Financial Results

Bank of Punjab CY2025 Financial Results & Share Price

Record profit, EPS, and dividend from BOP's CY2025 results, plus where to check the live PSX share price.

  • PSX: BOP
  • CY2025 Record Profit
  • Verified Sep 1, 2026

Bank of Punjab's CY2025 results were the bank's strongest on record — profit, EPS, and dividend all announced through official PSX filings. Below is BOP's most recently disclosed financial results, plus where to verify the live share price, which those results move — not numbers that go stale the moment they're published.

Bank of Punjab trades on the Pakistan Stock Exchange under the ticker BOP and is a KSE-100 index constituent. Its Board approved CY2025 results at a meeting held February 17, 2026, reporting the bank's highest-ever profit and dividend payout to date.

Bank of Punjab CY2025 Results at a Glance

MetricCY2025CY2024
Profit before taxationRs 35.80 billionRs 24.57 billion
Profit after taxation (unconsolidated)Rs 15.94 billionRs 13.375 billion
Consolidated profit after taxRs 15.53 billionRs 13.281 billion
Basic & diluted EPSRs 4.87Rs 4.09
Consolidated EPSRs 4.71Rs 4.00
Total cash dividend per shareRs 2.5 (25%)Rs 1.8 (18%)

CY2025 figures confirmed from BOP's official results announcement following its Board meeting of February 17, 2026, as reported to the Pakistan Stock Exchange, and cross-checked against the Bank's audited Annual Report 2025.

Dividend Detail

The Board approved a final cash dividend of Rs 1.5 per share (15%) for the year ended December 31, 2025, in addition to an interim dividend of Rs 1.0 per share (10%) already paid during the year — bringing the total CY2025 payout to Rs 2.5 per share, BOP's highest on record. The Annual General Meeting was scheduled for March 26, 2026, in Lahore, with share transfer books closed from March 20 to March 26, 2026.

Q1 2026 Results — Latest Disclosed Period

BOP's Board approved un-audited results for the quarter ended March 31, 2026 on April 27, 2026, reporting record-breaking first-quarter performance across all key metrics — the Directors' Report cites 155% YoY growth in before-tax profit and 98% YoY growth in operating profit, both achieved organically.

MetricQ1 2026 (Jan–Mar)Q1 2025 (Jan–Mar)
Profit before taxation (unconsolidated)Rs 10.24 billionRs 4.01 billion
Profit after taxation (unconsolidated)Rs 4.77 billionRs 1.80 billion
Consolidated profit after taxRs 4.69 billionRs 1.79 billion
Basic & diluted EPS (unconsolidated)Rs 1.46Rs 0.55
Total assets (unconsolidated)Rs 2,599 billion
Deposits (unconsolidated)Rs 1,932 billion
Capital Adequacy Ratio13.37%

Q1 2026 figures are un-audited and confirmed from BOP's Quarterly Report (January–March 2026), authorized for issue by the Board on April 27, 2026. Network stats as at March 31, 2026: 901 branches (incl. 17 sub-branches and 210 Taqwa Islamic Banking branches) and 953 ATMs. Note: PACRA has since upgraded BOP's long-term entity rating to AAA (from AA+), effective after this quarterly report — see BOP's Bank Overview page for the current rating.

PKR 30 Billion Equity Injection by the Government of Punjab

BOP's Board of Directors, at a meeting held August 7, 2026, approved a proposal for an equity injection of up to PKR 30 billion by the Government of Punjab (GoPb), through the issuance of ordinary shares otherwise than by way of a rights issue. The transaction remains subject to all applicable statutory, corporate, shareholder, and regulatory approvals.

DetailFigure
Approval dateAugust 7, 2026 (Board meeting)
Maximum injection sizeUp to PKR 30 billion
Issue mechanismIssuance of ordinary shares, otherwise than by way of a rights issue
Floor pricePKR 38.20 per ordinary share
Pricing rule if market price is higherPrevailing market price plus a 5% premium
InvestorGovernment of Punjab (GoPb)
First trancheUp to PKR 15–20 billion in cash by December 31, 2026
Second trancheRemaining up to PKR 10–15 billion in cash by June 30, 2027
Advance subscriptionBank authorized to receive up to PKR 10 billion from GoPb as advance equity contribution pending final approvals

BOP frames this as growth capital rather than a rescue raise: the announcement cites CY2025 revenue growth of approximately 29% and earnings growth of more than 40% year-on-year, alongside share-price appreciation. The Bank says the raise will strengthen and deepen its capital base, create headroom for growth in core markets, and support continued low-cost deposit expansion without capital constraints — including funding for BOP's newly approved overseas wholesale banking unit in Bahrain, for which the State Bank of Pakistan granted in-principle approval on August 6, 2026. President & CEO Zafar Masud described it as "a vote of confidence by the Government of Punjab in BOP's strategy and its people," equipping the Bank "to scale the priority-sector franchises we have built — from SME and agriculture to affordable housing and digital lending."

Shareholder approval — required for the transaction to proceed — is scheduled to be sought at an Extraordinary General Meeting (EGM) on September 8, 2026, at the Avari Hotel, Lahore. The EGM agenda also includes a proposed increase in Board and Committee meeting attendance remuneration.

Sourced from BOP's official press release, "BOP Board Approves Up to PKR 30 Billion Equity Injection by Government of Punjab at a Floor Price of PKR 38.20 per Share," dated August 7, 2026, and the Bank's EGM Notice and postal ballot paper for the September 8, 2026 meeting, dated August 19, 2026. As a proposed transaction pending shareholder, SBP, and SECP approval, confirm current status via BOP's PSX disclosures before relying on this for investment decisions.

Where to Check the Live Share Price

PSX Official Page

dps.psx.com.pk/company/BOP for real-time price, historical data, and announcements.

Quarterly Reports

BOP's Investor Relations section publishes quarterly and annual reports as PSX-notified PDFs.

Broker Platforms

Licensed PSX brokerage apps also carry live BOP quotes for trading purposes.

Reading BOP's Results in Context

CY2025's record profit and dividend followed a period of strong operating-profit growth for BOP, driven in large part by a widening spread between interest income and interest expense rather than dramatic balance-sheet growth alone. When comparing BOP's results year over year, it's worth checking both the unconsolidated and consolidated figures, since BOP reports both, and headline "profit" numbers quoted in news coverage don't always specify which basis is being used — a distinction that matters if you're comparing BOP against another PSX-listed bank's disclosed results.

The Pakistan Stock Exchange, where BOP shares trade, is headquartered in Karachi, though trading itself is fully electronic and accessible nationwide through any licensed broker regardless of whether you're based in Lahore, Karachi, Islamabad, or elsewhere — there's no city-specific restriction on who can hold or trade BOP shares.

Frequently Asked Questions

Where can I check Bank of Punjab's live share price?

Bank of Punjab's live share price trades on the Pakistan Stock Exchange under the ticker BOP, and can be checked directly on PSX's official company page at dps.psx.com.pk/company/BOP.

What was Bank of Punjab's CY2025 profit?

Bank of Punjab reported its highest-ever profit after taxation for CY2025 at Rs 15.94 billion on an unconsolidated basis, with profit before taxation of Rs 35.795 billion, up from Rs 24.565 billion in CY2024, as confirmed in its audited Annual Report 2025.

What were Bank of Punjab's Q1 2026 results?

For the quarter ended March 31, 2026, Bank of Punjab reported un-audited profit after taxation of Rs 4.77 billion on an unconsolidated basis, up from Rs 1.80 billion in Q1 2025, with before-tax profit growing 155% year-on-year.

Is Bank of Punjab a good stock to invest in?

This isn't something PakFinHub can advise on — BOP's own PACRA rating upgrade and profit growth are positive signals, but any investment decision should weigh your own risk tolerance and be discussed with a licensed financial advisor, not decided from a single company profile page.

Is BOP part of the KSE-100 Index?

BOP's index membership can change with periodic KSE-100 rebalancing; confirm current KSE-100 constituent status directly on PSX's official index page rather than assuming inclusion is permanent.

Does BOP pay dividends to shareholders regardless of city?

Yes. Dividend entitlement is tied to share ownership recorded with the Central Depository Company, not the shareholder's location — a BOP shareholder in Multan receives the same per-share dividend as one in Karachi.

When will shareholders vote on BOP's PKR 30 billion equity injection?

BOP has called an Extraordinary General Meeting for September 8, 2026, at the Avari Hotel, Lahore, where shareholders will vote on the proposed Government of Punjab equity injection alongside a Board remuneration resolution.

Good For

  • Checking BOP's most recently disclosed annual results
  • Understanding CY2025 dividend and EPS figures before making decisions
  • Finding the correct official source for BOP's live share price
  • Understanding what drove BOP's record CY2025 profit

Want the live BOP share price?

Check PSX's official page for real-time data — this page reflects the last confirmed annual results.

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