UBL Mutual Funds
Part of PakFinHub's UBL coverage — see the full bank overview.
- Run by UBL Fund Managers
- Conventional & Shariah-Compliant
UBL Mutual Funds are run by UBL Fund Managers Limited, a separate business from UBL the bank stock itself. This page covers what UBL Mutual Funds actually offer as investment products and how to invest in them.
If you're looking for UBL's live share price, EPS, dividends, or quarterly results, that's a different thing entirely from UBL Mutual Funds — head to the Financial Results page for that, since it's tracked and sourced there in full rather than duplicated here.
UBL's stock (PSX: UBL), live share price, EPS, dividends, and the 2025 stock split are all covered in full — with sourcing — on the Financial Results page. The rest of this page covers UBL Mutual Funds only.
UBL Mutual Funds & Pension Plans
Separate from UBL stock itself, UBL Fund Managers Limited — a subsidiary majority-owned by UBL — runs UBL's mutual fund business, offering both conventional and Shariah-compliant (Al-Ameen branded) investment plans.
Choosing between UBL Mutual Funds options usually comes down to risk tolerance and time horizon, which a fund's official Fund Manager Report lays out in detail.
Regular Income Plans
Conventional and Islamic income-focused fund schemes.
Saving Plans
Goal-based savings schemes — building wealth, an equity portfolio, or a children's education fund.
Retirement Plans (Pension Funds)
UBL Retirement Savings Fund (URSF) — conventional — and Al-Ameen Retirement Savings Fund (AIRSF) — Shariah-compliant — both voluntary pension schemes under SECP's VPS Rules 2005.
Invest in Equities
Direct equity-fund investment options, conventional and Islamic.
UBL Funds ATM Redemption Card
Lets investors redeem eligible fund holdings in real time at ATMs, up to Rs 20,000/day, subject to a minimum Rs 100,000 balance.
Confirmed from UBL Fund Managers' official site (ublfunds.com.pk) and UBL's official Mutual Funds menu (ubldigital.com/Mutual-Funds). Fund performance, unit prices, and fees are published in each fund's monthly Fund Manager Report (FMR) — check the current FMR rather than relying on a general description before investing.
Where UBL Fund Managers Actually Ranks
UBL Fund Managers is genuinely well-established — it holds an AM1 (highest) management quality rating and was Pakistan's first bank-launched asset management company — but it isn't the industry's largest by assets under management. Independent industry coverage puts UBL Fund Managers around 5th–6th place by total AUM among Pakistan's fund houses, well behind market leaders Al Meezan Investment Management (Shariah-compliant, largest overall), NBP Fund Management, and MCB Investment Management. In the conventional equity segment specifically, UBL Fund Managers sits closer to the top (around 3rd-largest), even though its overall AUM ranking is lower.
Ranking drawn from VIS Credit Rating Company's UBL Fund Managers rating report and independent industry AUM coverage (Mettis Global), not from UBL's own marketing material — which understandably doesn't emphasize where it sits relative to competitors. Rankings shift month to month as AUM changes; treat this as a general positioning signal rather than a live figure.
Investing Through UBL
UBL Netbanking
Existing UBL Netbanking customers can make subsequent fund investments directly through the portal.
UBL Funds Online
A dedicated portal (ublfunds.com/UBLOIS) for managing fund investments directly.
Advisory Services
UBL Fund Managers offers dedicated investment advisory support for choosing between plans.
FAQs
Does UBL run its own mutual funds?
Yes, through its subsidiary UBL Fund Managers Limited (majority-owned by UBL), which offers both conventional and Shariah-compliant (Al-Ameen) savings plans, income plans, retirement/pension funds, and equity investment options.
What is the UBL Funds ATM Redemption Card?
It lets UBL Mutual Funds investors redeem eligible fund holdings in real time at ATMs, up to Rs 20,000 per day, subject to a minimum Rs 100,000 fund balance.
Where do I check UBL's share price or financial results?
UBL the bank's stock (PSX: UBL) is a separate thing from UBL Mutual Funds — see PakFinHub's UBL Financial Results page for share price sourcing, EPS, dividends, and quarterly results.
Is UBL Fund Managers the largest asset management company in Pakistan?
No. It's well-established (AM1-rated, Pakistan's first bank-launched AMC) but sits around 5th–6th by total AUM industry-wide, behind Al Meezan, NBP Fund Management, and MCB Investment Management — though it ranks closer to the top in conventional equity funds specifically.
Good For
- Comparing UBL Fund Managers' savings, income, and pension plans
- Understanding how to invest through UBL Netbanking or UBL Funds Online
- Finding the UBL Funds ATM Redemption Card rules
- Separating UBL the stock from UBL Funds the investment products
- Knowing honestly where UBL Fund Managers ranks against competitors, not just its own AUM figure
Ready to bank with UBL?
Verify current rates, offers, and terms directly with UBL before you apply.
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More on UBL
News & Updates
Recent announcements and PSX filings, dated.
Bank Overview
History, leadership, ownership, and key facts.
Rates & Accounts
Deposit accounts and profit/markup rates.
Financial Results
CY2025 results and ratio analysis.
UBL Digital App
Mobile and internet banking features.
Branch & ATM Locator
Network size and official locator.
Cards & Discounts
Credit/debit cards and active offers.
Careers
Where UBL actually posts jobs.
UBL Drive (Car Financing)
Auto loan structure and markup rates.
UBL Address (Home Financing)
Home loan structure and markup rates.
Helpline & Complaints
Contact numbers and escalation path.
IBAN & SWIFT Code
Generate your IBAN, find the SWIFT code.
Roshan Digital Account
For overseas Pakistanis.
ATM Network
ATM count, charges, and card issues.
Bank Timings
Friday, Saturday, and today's hours.
Personal Loan & EMI Calculator
UBL CashPlus rates and a free calculator.
Security & Fraud
Which numbers are genuine and how to report fraud.
Bank Profile (Quick Reference)
One-page snapshot of key stats and contacts.
Mutual funds in Pakistan are regulated by Pakistan Stock Exchange, SECP's regulation of mutual funds.