Soneri Bank Roshan Savings Account
Soneri's Roshan Digital Account equivalent for non-resident Pakistanis and Pakistani-origin foreign nationals.
- SBP Roshan Framework
- Open Remotely From Abroad
- Last Verified: 01 Sep 2026
Overseas Pakistanis looking for Soneri Bank's Roshan Digital Account option will find it under a specific name: the Soneri Roshan Savings Account, listed under the bank's Savings Accounts family rather than as a separately branded "Roshan Digital Account" product. It follows the same State Bank of Pakistan framework used across the industry for non-resident Pakistani banking.
PakFinHub is an independent information site and is not operated by, or officially affiliated with, Soneri Bank Limited. Figures on this page are sourced from Soneri's official disclosures and were last verified on 01 Sep 2026 — always confirm time-sensitive details directly with the bank.
Soneri Roshan Savings Account: Who It's For
- Product Name
- Soneri Roshan Savings Account
- Framework
- SBP Roshan Digital Account
- Eligible
- NRPs & Pakistani-Origin Foreign Nationals
- Account Type
- Savings (profit-bearing)
Product name and eligibility confirmed from Soneri Bank's official Personal > Accounts > Saving Accounts navigation, which lists the Soneri Roshan Savings Account alongside the bank's other savings products.
Related Overseas Pakistani Products
Soneri Bank also runs the Soneri Remit Direct Account and the Soneri Asaan Remittance Account for overseas Pakistanis whose primary need is fast, low-friction remittance receipt rather than a full Roshan Digital Account. Its home remittance service, branded Soneri Mehnat Wasool, and the Sohni Dharti Remittance Program run alongside these accounts for customers sending money home.
Soneri Roshan Savings Account
The bank's Roshan Digital Account equivalent, opened remotely under the SBP framework.
Soneri Remit Direct Account
Built specifically for receiving remittances directly.
Soneri Asaan Remittance Account
A simplified remittance-focused account option.
Repatriation and Investment Access
Accounts opened under the State Bank of Pakistan's Roshan Digital Account framework — including Soneri's Roshan Savings Account — are designed to allow repatriation of funds abroad, and can also serve as a funding source for eligible investments such as Roshan Digital Account-linked government securities, subject to the scheme's official terms at the time of investment. Because these terms are set at the SBP program level rather than by Soneri individually, confirm the current repatriation and investment rules directly with the bank or SBP's official Roshan Digital Account resources before transferring significant funds.
A Fee-Saving Detail Bank-Specific RDA Pages Rarely Mention
SBP's own official RDA page states that participating banks have negotiated special arrangements with major correspondent banks — named examples include Citi Bank, Deutsche Bank, JP Morgan, and Standard Chartered — to bring inward transfer charges down to roughly $5–$9 per transfer, by routing through a dedicated Bank Identification Code (BIC) tied to the RDA scheme rather than a standard international wire. This is a program-level mechanism, not something Soneri publishes on its own RDA-related pages, and SBP doesn't specify which correspondent arrangement, if any, applies to Soneri specifically — so ask Soneri directly whether your sending bank qualifies for this reduced rate before assuming a standard wire fee applies.
Correspondent-bank fee-reduction mechanism confirmed from the State Bank of Pakistan's own official Roshan Digital Account resource page (sbp.org.pk/rda). This is described at the program level across participating banks, not confirmed as a specific negotiated rate for Soneri.
How to Open One From Abroad
Opening a Soneri Roshan Savings Account is designed to be completed entirely from outside Pakistan, with identity verified via CNIC, NICOP, or Pakistan Origin Card, without requiring a branch visit. Confirm the current digital-onboarding link and document checklist directly with Soneri, since SBP's Roshan Digital Account requirements are periodically updated.
Frequently Asked Questions
Does Soneri Bank offer a Roshan Digital Account?
Soneri Bank's equivalent product is the Soneri Roshan Savings Account, offered under the State Bank of Pakistan's Roshan Digital Account framework for non-resident Pakistanis and Pakistani-origin foreign nationals.
Who can open a Soneri Roshan Savings Account?
Non-resident Pakistanis (NRPs) holding a valid CNIC, NICOP, or Pakistan Origin Card, and foreign nationals of Pakistani origin, can open a Soneri Roshan Savings Account remotely from abroad.
Can Soneri Roshan Savings Account funds be repatriated abroad?
Yes. Accounts opened under the SBP Roshan Digital Account framework, including Soneri's Roshan Savings Account, carry the repatriability of funds guaranteed under the scheme's official terms — confirm current terms directly with Soneri before transferring funds.
Are international transfers into an RDA account cheaper than a normal wire transfer?
They can be. SBP's own RDA program page states participating banks have negotiated special correspondent-bank arrangements (naming Citi Bank, Deutsche Bank, JP Morgan, and Standard Chartered as examples) that bring transfer charges down to roughly $5–$9, via a dedicated RDA-linked Bank Identification Code. This is a program-level mechanism, not something Soneri specifically publishes — confirm with Soneri whether your sending bank qualifies before assuming a standard wire fee.
Which other overseas Pakistani accounts does Soneri Bank offer?
Besides the Roshan Savings Account, Soneri runs the Soneri Remit Direct Account and the Soneri Asaan Remittance Account for customers whose primary need is fast remittance receipt, plus the Soneri Mehnat Wasool home remittance service and the Sohni Dharti Remittance Program.
Can I open a Soneri Roshan Savings Account without visiting a branch?
Yes. It's designed to be opened entirely from outside Pakistan, with identity verified via CNIC, NICOP, or Pakistan Origin Card, without requiring a branch visit.
Good For
- Finding Soneri Bank's actual Roshan Digital Account product by name
- Understanding eligibility as a non-resident or Pakistani-origin applicant
- Comparing Roshan Savings against Soneri's other remittance accounts
- Opening an account remotely without a branch visit
- Knowing to ask about reduced correspondent-bank transfer fees before assuming standard wire costs apply
Ready to open a Roshan Savings Account?
Confirm current documentation requirements directly with Soneri Bank before you begin.
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