Investor Relations

Soneri Bank Share Price & Financial Results

FY2025 results, PSX listing, and where Soneri Bank actually manages customer investments.

• PSX: SNBL
• H1 2026 Un-audited Results
• Last Verified: 01 Sep 2026

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University)

Soneri bank share price moves on Soneri Bank Limited's PSX listing under the ticker SNBL, and it's driven in large part by the audited results the bank files each year. This page walks through Soneri's most recent full-year results and where to check the live share price — sourced from Soneri's AGM disclosures and PSX filings rather than a live price widget that goes stale the moment it's published.

PakFinHub is an independent information site and is not operated by, or officially affiliated with, Soneri Bank Limited. Figures on this page are sourced from Soneri's official disclosures and were last verified on 01 Sep 2026 — always confirm time-sensitive details directly with the bank.

FY2025 Results at a Glance

Profit Before Tax

Rs. 11.61bn

Profit After Tax

Rs. 4.56bn

EPS (2025)

Rs. 4.1341

EPS (2024)

Rs. 5.3528

Branch Network

670 (vs. 544 in 2024)

Non-Markup Expense

Rs. 24.22bn

Stock Ticker

PSX: SNBL

Credit Rating

AA/A1+ (PACRA)

Soneri's PAT declined year-on-year despite an 11%+ rise in revenue, largely because non-markup expenses grew 24.07% as the bank executed its largest-ever single-year branch expansion — 126 new branches opened in 2025, taking the network to 670 branches from 544. Chairman Amin A. Feerasta and then-President & CEO Muhtashim Ahmad Ashai presented the results at the bank's 34th AGM, held in Lahore on 12 March 2026; Mr. Ahsan Mushahid Siddiqui succeeded Mr. Ashai as President & CEO effective 1 April 2026.

FY2025 results confirmed from Soneri Bank's AGM disclosure reported via Business Recorder and the bank's official PSX filings for the year ended December 31, 2025.

Q1 2026 Interim Results (Un-audited)

Profit Before Tax

Rs. 2.79bn

Profit After Tax

Rs. 1.34bn

EPS (Q1 2026)

Rs. 1.2146

EPS (Q1 2025)

Rs. 1.0406

Branch Network

674 (vs. 670 at FY2025 year-end)

Deposits

Rs. 685.05bn

Capital Adequacy Ratio

13.98%

NPL Ratio

2.93%

For the quarter ended 31 March 2026, Soneri's PAT rose 16.72% year-on-year to Rs. 1.339 billion, with EPS improving to Rs. 1.2146 from Rs. 1.0406 in Q1 2025. Net mark-up income declined 17.96% amid margin compression, but this was offset by an 80.17% rise in non-interest income, driven by higher foreign exchange income and net capital gains. Asset quality improved, with the NPL ratio falling to 2.93% (December 2025: 3.41%) and a net reversal of credit loss allowances during the quarter.

Q1 2026 figures are un-audited and confirmed from Soneri Bank's Directors' Review Report and condensed interim financial statements for the quarter ended 31 March 2026, authorised for issue on 27 April 2026.

H1 2026 Interim Results (Un-audited)

Profit Before Tax

Rs. 4.79bn

Profit After Tax

Rs. 2.40bn

EPS (H1 2026)

Rs. 2.1732

EPS (H1 2025)

Rs. 2.2648

Branch Network

682 (vs. 674 at Q1 2026)

Deposits

Rs. 784.23bn

Capital Adequacy Ratio

14.10%

NPL Ratio

2.48%

For the half year ended 30 June 2026, Soneri's PAT was Rs. 2.396 billion, down slightly (about 4%) from Rs. 2.497 billion in H1 2025, with EPS of Rs. 2.1732 versus Rs. 2.2648 a year earlier. Net mark-up income fell as margins compressed, but non-interest income rose more than 50% year-on-year on higher foreign exchange income and capital gains, cushioning the bottom line. Asset quality continued to improve, with the NPL ratio falling to 2.48% (December 2025: 3.41%) even as the bank maintained a strengthened loan loss coverage ratio of 102.35% (December 2025: 96.77%), and the branch network grew to 682, up from 674 at the end of Q1 2026. During the period, PACRA also carried out the long-term entity rating upgrade to AA/A1+ referenced above.

H1 2026 figures are un-audited and confirmed directly from Soneri Bank's own PSX filing (Ref: SBL/Secy/PSX/26/181, dated 19 August 2026) — the condensed interim Statement of Financial Position, Profit & Loss Account, Statement of Changes in Equity, and Cash Flow Statement approved by the Board at its 217th meeting for the half year ended 30 June 2026. Capital Adequacy Ratio, NPL ratio, loan loss coverage, and branch count come from the bank's Directors' Review commentary, which is not yet separately available as a standalone document — these figures are corroborated identically across two independent outlets republishing the bank's own announcement, Business Recorder and The Nation (both 20 August 2026).

Soneri Bank Share Price

Soneri bank share price is quoted continuously during PSX trading hours and is not reproduced here as a static figure, since a printed number goes stale within minutes. For the live SNBL quote, check the Pakistan Stock Exchange's official site or any PSX-licensed brokerage terminal directly.

Dividend History

Soneri Bank has paid cash dividends in recent years, with per-share payouts varying annually based on the Board's recommendation and shareholder approval at the AGM. For the exact current-year dividend and ex-dividend date, check Soneri's official Investor Relations page, since dividend amounts change from year to year and are formally declared only at the AGM.

Wealth & Investment Access

Soneri Bank does not currently run its own asset management company or branded mutual fund range. Its Wealth section gives customers access to funds managed by three separate, established asset managers:

Wealth partner list confirmed from Soneri Bank's official Personal > Wealth page.

This is set to change: at its 216th Board meeting on 27 April 2026, Soneri approved establishing its own wholly owned Asset Management Company, to be capitalised with an initial Rs. 1 billion funded entirely by the Bank. The move is still subject to licensing approval from the Securities and Exchange Commission of Pakistan (SECP), and as of this writing no launch date or licence has been announced — so the three third-party managers above remain the only way to access Soneri-linked funds for now.

AMC subsidiary approval confirmed from Soneri Bank's own PSX notice (Ref: SBL/Secy/PSX/26/124, 27 April 2026); no further licensing update has been published since.

Frequently Asked Questions

Good For

• Understanding Soneri Bank's FY2025 profit and branch-growth trade-off
• Knowing where to check Soneri's live share price rather than a stale snapshot
• Finding which third-party funds Soneri's Wealth desk actually offers
• Getting sourced numbers instead of aggregator guesswork

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For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, PACRA.