Soneri Bank Swift Code & IBAN
The confirmed Soneri Bank SWIFT/BIC code, plus a free tool to generate your account's IBAN.
- SONEPKKAXXX
- Free IBAN Generator
- Last Verified: 01 Sep 2026
Soneri bank swift code SONEPKKAXXX is what you'll need any time you're receiving an international wire transfer into a Soneri Bank account — freelance payments, remittances, or business transactions. This page confirms the code directly and gives you a working IBAN generator for Soneri accounts.
PakFinHub is an independent information site and is not operated by, or officially affiliated with, Soneri Bank Limited. Figures on this page are sourced from Soneri's official disclosures and were last verified on 01 Sep 2026 — always confirm time-sensitive details directly with the bank.
Soneri Bank SWIFT Code
- Head Office SWIFT
- SONEPKKAXXX
- Bank Code
- SONE
- Country Code
- PK
- Location Code
- KA (Karachi)
SWIFT code confirmed from Soneri Bank's registered head-office code, verifiable via any standard SWIFT/BIC lookup service. Individual branches may carry their own 11-character branch-specific codes — check your account statement or ask your branch if the sender requires a branch-level code.
SWIFT Code vs. IBAN: What's the Difference?
A SWIFT/BIC code identifies the bank and branch handling an international wire transfer — it tells the sending bank's network where to route the money. An IBAN, by contrast, identifies your specific account within that bank, in a standardized international format. Sending money into a Soneri Bank account generally requires both: the SWIFT code (SONEPKKAXXX or a branch-specific variant) to route the transfer to Soneri, and your IBAN to route it to your exact account once it arrives. Domestic transfers within Pakistan typically only need your account number or IBAN, not the SWIFT code, since SWIFT is specifically an international messaging standard.
Free Soneri Bank IBAN Generator
Generated using the ISO 13616 / ISO 7064 mod-97 check-digit algorithm and Soneri's SONE bank code, independently verified this session against a real, published Pakistani bank IBAN to confirm the check-digit math matches. Always confirm against your official account statement before sharing an IBAN.
Frequently Asked Questions
What is Soneri Bank's SWIFT code?
Soneri Bank Limited's head office SWIFT/BIC code is SONEPKKAXXX. This is the code to use for international wire transfers when your specific branch doesn't have its own dedicated branch-level code.
What does each part of SONEPKKAXXX mean?
SONE identifies Soneri Bank, PK is the ISO country code for Pakistan, KA is the location code (Karachi), and XXX indicates this is the bank's primary/head office code rather than a specific branch.
How do I generate my Soneri Bank IBAN?
A Pakistani IBAN follows the format PK + 2 check digits + 4-letter bank code (SONE for Soneri) + your account number padded to 16 digits. Use the calculator on this page, or ask your branch to confirm your exact IBAN on your account statement.
What is the Soneri Bank IBAN format?
A Pakistani IBAN for a Soneri account follows the format PK + 2 check digits + the 4-letter bank code SONE + your account number padded to 16 digits.
Do I need both a SWIFT code and an IBAN to receive an international transfer?
Yes, generally. The SWIFT code (SONEPKKAXXX or a branch-specific variant) routes the transfer to Soneri Bank, while your IBAN routes it to your exact account once it arrives.
Common Mistakes to Avoid
The most frequent error when sending money to a Soneri account is using a generic SWIFT code lookup result instead of confirming with the actual receiving branch, since correspondent banks occasionally list slightly outdated branch codes. Double-check both the SWIFT code and the beneficiary's full account title match exactly what's on their statement — a mismatched name or an outdated branch code is the most common reason an international transfer gets delayed or returned.
Good For
- Confirming Soneri Bank's genuine SWIFT code before an international transfer
- Generating your Soneri IBAN without digging through a statement
- Understanding what each part of the SWIFT code represents
- Knowing when a sender needs a branch-specific code instead
Sending or receiving an international transfer?
Confirm your exact IBAN and any branch-specific SWIFT code directly with Soneri Bank before you send.
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For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, PACRA.