Sindh Bank Solar Finance Facility
Financing a complete solar setup — panels, frame, structure, and accessories — for home, business, and agriculture use, with real limits by borrower type.
- 1KW–400KW Systems
- On-Grid & Off-Grid
- Up to 7-Year Tenor
Sindh Bank's Solar Finance Facility covers a complete solar installation — panels, frame, structure, accessories, and equipment — for customers across three categories: Consumer, Agriculture, and SME. Financing limits, tenor, and documentation differ meaningfully depending on which category you fall into, so it's worth checking the specific terms for your situation rather than assuming one number applies to everyone.
- System Capacity
- 1KW – 400KW
- Max Tenor
- Up to 7 Years
- Min. Equity/Down Payment
- 15% of System Cost
- Max SME Limit
- Up to Rs. 100 Million
Financing Limits by Borrower Type
| Borrower Type | Financing Range |
|---|---|
| Salaried Individuals (SI) | Rs. 100,000 – Rs. 5,000,000 |
| Self-Employed Professional/Businessman (SEP/SEB) & Agri Borrowers | Rs. 100,000 – Rs. 20,000,000 |
| SME Borrowers | Up to Rs. 100,000,000 (assessed per financial strength & approval terms) |
Age, Tenor & Repayment
| Detail | Terms |
|---|---|
| Age — Salaried | Up to 60 years at loan maturity |
| Age — SEP/SEB | Up to 65 years at loan maturity |
| Age — SME & Agri | As per bank policy and approval terms |
| Financing tenor | Maximum up to 7 years |
| Equity margin/down payment | Minimum 15% of solar system cost |
| Repayment frequency | Monthly, quarterly, or semi-annual installments |
| Early settlement | Partial and premature adjustment allowed |
One notable exception: if a property owner is brought on as co-borrower solely because they own the premises (not because they're personally taking the loan), no maximum age criteria applies to them.
Who Can Apply & Co-Borrower Rules
Eligibility
Pakistani & AJK citizens, holding a valid CNIC, who own the premises where the solar system will be installed, with a clean ECIB/CCIB record and an account with Sindh Bank.
Consumer Co-Borrowers
Only close blood relatives (mother, father, siblings) and spouse are acceptable as co-borrowers under Consumer Finance.
SME & Agri Co-Borrowers
Partners, directors, or shareholders are acceptable as co-borrowers under SME and Agriculture financing — a different rule from the consumer side.
See Your Instalment by Borrower Type
A free calculator that checks your financing limit automatically and shows the real cost.
Documents You'll Need
Beyond the standard application form and CNIC copies for applicant, co-applicant, and references, expect to provide: 2 recent photographs, your last paid utility bill for the installation premises, a Borrower's Basic Facts Sheet (CF-1, as prescribed by SBP), your last 1 year's account statement, last 3 months' salary slips (salaried) or pension certificate (pensioners), and biometric verification. SME applicants need business financials, bank statements, and ownership details; agricultural borrowers need an Agri Passbook and attested Form-VII.
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For independent verification, see State Bank of Pakistan, Sindh Bank Solar Finance Facility.
Frequently Asked Questions
How much can I borrow under Sindh Bank's Solar Finance Facility?
For salaried individuals: Rs. 100,000 to Rs. 5,000,000. For self-employed professionals, self-employed businessmen, and agriculture borrowers: Rs. 100,000 to Rs. 20,000,000. SME borrowers are assessed individually based on financial strength, up to a maximum of Rs. 100,000,000.
What is the minimum down payment for Sindh Bank Solar Finance?
A minimum equity margin (down payment) of 15% of the total solar system cost.
What solar system sizes does Sindh Bank finance?
From 1 KW up to 400 KW, covering both on-grid and off-grid solutions, for a maximum tenor of up to 7 years.
Compare Sindh Bank With
Solar financing is offered by most major Pakistani banks under SBP's renewable-energy scheme — here's how Sindh Bank compares.
Last Verified: September 3, 2026