Mobilink Microfinance Bank App (DOST)
Every confirmed feature of MMBL's DOST app — transfers, loans, cards, bills, and Islamic banking mode — in one place.
- 24/7 Access
- Islamic & Conventional Modes
- Free P2P Transfers
DOST is Mobilink Microfinance Bank's mobile banking app — the name stands for "Aapka Mukammal Digital Bank" (your complete digital bank) — available on the App Store, Google Play, and as a browser-based option at dost.mobilinkbank.com. It's MMBL's primary channel for day-to-day account management, covering transfers, bill payments, loan applications, and self-service documents, sourced here from MMBL's own app-store listings and product pages rather than a generic "banking app" description.
DOST stands for "Aapka Mukammal Digital Bank" (your complete digital bank), and MMBL positions it as a one-stop replacement for most branch visits. It's available on the App Store, Google Play, and as a browser-based option at dost.mobilinkbank.com for customers who prefer internet banking over a mobile app.
What the DOST App Does
Account & Transfers
Login/self-registration, account summary and statements, money transfer to MMBL and other bank accounts, and IBFT.
Loans & Deposits
Loan applications and loan summaries directly in-app, term deposit management, and — as of a recent update — Gold Loan renewal without a branch visit.
Cards & Cheques
Debit card management, PIN changes, temporary and permanent card blocking, and single or series cheque blocking.
Bills & Top-ups
Utility bill payment and mobile top-up, plus purchases for movie, bus, and airline tickets through the app.
Islamic Banking Mode
A dedicated Islamic banking experience with a toggle to switch between Islamic and conventional banking modes, plus Zakat and donation payments.
Support & Locator
24/7 access to MMBL's customer support team via WhatsApp chat, email, and phone, plus a branch and ATM locator built into the app.
Feature list confirmed from MMBL's official DOST app product page (mobilinkbank.com/digital-banking/dost-app) and current App Store / Google Play listings.
Self-Service Documents You Can Skip a Branch Visit For
Beyond everyday banking, DOST's app store listings confirm it can generate documents that would otherwise mean a branch trip — genuinely useful during tax-filing season or when a visa application asks for proof of banking history:
Withholding Tax Certificate
Download your withholding tax certificate directly in-app — useful when filing your annual tax return with FBR.
Account Maintenance Certificate
Generate an account maintenance certificate in-app — commonly requested for visa applications and other formal proof-of-banking needs.
2-Year Statement Download
Download bank statements covering up to two years of history directly in the app, rather than requesting them at a branch.
Guest Mode
Non-account-holders can access certain app features in Guest Mode without opening an account first — useful for exploring what MMBL offers before committing.
Biometric & Face ID Login
In-app biometric verification and Face ID login are supported on compatible devices, in addition to standard password login.
Source: DOST's official App Store and Google Play listings (current version).
Transfer Limits
MMBL's App Store and Play Store listings state that DOST customers can send up to PKR 1,500,000 per day without charges. Card-based limits are lower and vary by card tier — MMBL's standard Classic debit card carries a same-bank transfer limit of PKR 1,000,000/day and an interbank limit of PKR 250,000/day, while the Gold card allows up to PKR 1,500,000/day on both. See ATM & Debit Cards for the full breakdown by card type, including the Bint-e-Hawwa and JazzCash-branded cards. These figures do change, so confirm your current limits in-app under account settings or by calling the MMBL helpline.
DOST vs. Internet Banking
Everything available in the DOST mobile app is also accessible through dost.mobilinkbank.com, MMBL's browser-based internet banking portal, for customers who prefer a desktop or don't want to install an app. Both channels draw from the same account data in real time, so a transaction made on one shows up immediately on the other — there's no separate sync step or delay between the mobile app and the web version.
Dost Tajir — For Merchants
Dost Tajir is a separate MMBL app for retailers and small merchants who want inventory financing without upfront cash. Merchants open a digital account at account.mobilinkbank.com, get linked to a partner distributor, and can then accept goods on MMBL financing starting from PKR 10,000 per week or month, repaying as they make sales.
Good For
- Downloading a withholding tax certificate or account maintenance certificate without a branch visit
- Understanding exactly what the DOST app can and can't do before downloading it
- Comparing app-based transfer limits against card-based ATM limits
- Confirming Islamic banking mode is available in-app, not just at branches
Ready to try MMBL's digital banking?
Download DOST and confirm your current transfer limits directly in the app.
More on MMBL
Bank Overview
Ownership, leadership, licensing, and key facts.
Account Opening
Account types, requirements, and how to apply.
Branch & Agent Locator
Network size and how to find a branch or agent.
ATM & Debit Cards
1LINK/MNET access and card details.
Loans & Financing
Gold, MSME, nano, and vehicle financing.
Rates & Accounts
Deposit account types and profit structure.
Careers
Where MMBL posts jobs and internships.
Helpline & Complaints
Contact numbers and escalation path.
SWIFT & IBAN
International transfer and IBAN structure.
Bank Timings
Branch and call center hours.
Financial Results
Latest disclosed results and credit rating.
Islamic Banking
MMBL's Islamic banking branches and app mode.
Latest News & Updates
MMBL announcements, partnerships, and results.
Raast
RAAST ID registration, transfers, and QR payments.
Zakat & Tax
2026 Nisab, CZ-50 exemption, and withholding tax rates.
Fraud & Security
Genuine MMBL numbers and how to spot a scam.
Account Closure & Dormant Accounts
The 12-month dormancy rule and how to close an account.
Similar Banks
For independent verification, see State Bank of Pakistan, MMBL Official Website, VEON Ltd.