Samba Bank Financial Results
Samba Bank Limited (PSX: SBL) publishes audited annual and quarterly results — including profit after tax, earnings per share, and capital adequacy ratio — through PSX disclosures. Its live share price is on PSX's official data portal; third-party trackers can show inconsistent figures due to the stock's thin trading float.
What Samba Bank's CY2025 and Q1 2026 results actually showed, and what the bank's PSX-listed stock (SBL) reflects as a result.
- PSX: SBL
- CY2025 PAT Rs 727.2m
- EPS Rs 0.72
Samba Bank trades on the Pakistan Stock Exchange under the ticker SBL. As of 4:49 PM on Friday, August 21, 2026 (the last completed trading session), the stock stood at Rs 13.96, down 1.55% on the day, inside a 52-week range of Rs 8.10 to Rs 16.78 — a 46.64% one-year gain but a 1.97% year-to-date decline, both before adjusting for any payouts.
For independent verification, see Samba Bank Limited, State Bank of Pakistan, Pakistan Stock Exchange.
CY2025 Financial Results
| Metric | CY2025 | CY2024 |
|---|---|---|
| Mark-up Earned | Rs 22.11 bn | Rs 28.72 bn |
| Total Income | Rs 7.72 bn | Rs 9.01 bn |
| Profit After Taxation | Rs 727.2 mn | Rs 699.3 mn |
| Earnings Per Share (EPS) | Rs 0.72 | Rs 0.69 |
| Total Assets (year-end) | ~Rs 206 bn | ~Rs 182 bn |
| Customer Deposits | ~Rs 118.9 bn | — |
The board reported CY2025 results in mid-February 2026: profit after tax rose about 4% year-on-year to Rs 727.2 million, and EPS climbed from Rs 0.69 to Rs 0.72. Despite the profit growth, the board declared no cash dividend, bonus shares, or right shares for CY2025 — a detail income-focused holders should note before buying the stock for yield.
Figures confirmed from Samba Bank's official PSX financial-results filing (February 18, 2026) and its data as displayed on PSX's SBL company page.
Q1 2026 Results (Three Months Ended March 31, 2026)
| Metric | Q1 2026 | Q1 2025 |
|---|---|---|
| Profit Before Provision | Rs 281 mn | Rs 594 mn |
| Profit After Taxation | Rs 193.3 mn | Rs 166.8 mn |
| Earnings Per Share (EPS) | Rs 0.19 | Rs 0.17 |
| Total Assets | Rs 232.1 bn | — |
| Customer Deposits | Rs 117.8 bn | — |
| CASA Ratio | 62.3% | — |
Q1 2026 profit after tax rose about 16% year-on-year to Rs 193.3 million, and EPS moved from Rs 0.17 to Rs 0.19. Total assets grew 12% (Rs 25.6 billion) against December 31, 2025, driven mainly by higher investments, while the bank booked net provision reversals of Rs 133 million against loans — versus a net provision charge of Rs 228 million in Q1 2025. The Current Accounts (CA) mix improved to 28.0% of deposits (from 24.7% at end-2025), and CASA improved to 62.3% (from 59.8%).
Figures confirmed from Samba Bank's official Q1 2026 Quarterly Report (Directors' Report and Condensed Interim Financial Statements, as at March 31, 2026, authorised for issue April 23, 2026).
H1 2026 Results (Six Months Ended June 30, 2026)
| Metric | Q1 2026 | Q2 2026 |
|---|---|---|
| Mark-up Earned | Rs 5.30 bn | Rs 5.77 bn |
| Total Income | Rs 1.64 bn | Rs 1.38 bn |
| Profit After Taxation | Rs 193.3 mn | Rs 80.3 mn |
| Earnings Per Share (EPS) | Rs 0.19 | Rs 0.08 |
Samba Bank's profit after tax dropped sharply in Q2 2026 to Rs 80.3 million, down from Rs 193.3 million in Q1 2026, even though mark-up earned was higher quarter-on-quarter. Combined, the Bank's profit after tax for H1 2026 (the six months ended June 30, 2026) totals roughly Rs 273.7 million. Samba Bank disclosed its half-year results to PSX on August 20, 2026 — the same day it announced a new Chairman.
Figures confirmed from Samba Bank's official financial results filing for the half year ended June 30, 2026, disclosed to PSX on August 20, 2026.
Samba Bank Share Price Snapshot (Aug 21, 2026, 4:49 PM)
- Last Traded
- Rs 13.96
- Day Range
- Rs 13.05 – Rs 14.40
- 52-Week Range
- Rs 8.10 – Rs 16.78
- Market Cap
- ~Rs 14.08 billion
- P/E Ratio (TTM)
- 25.38
- Shares Outstanding
- ~1.008 billion
- Free Float
- ~20%
- Sector
- Commercial Banks
The stock's free float is thin, around 20% of shares, with the rest held mainly by Saudi National Bank (see the full ownership history) — which means price moves can run sharper than at larger, more liquid banks. The stock is down about 2% year-to-date and roughly 47% over the past year, even after PSX flagged an "unusual price movement" on July 30, 2026, coinciding with the ongoing Najd Gateway stake-sale due diligence.
Quote data as displayed on PSX's official data portal for SBL, captured August 21, 2026, 4:49 PM (last trading session as of this update). Live prices move continuously during trading hours — always check the current quote before making any decision.
Third-party stock trackers can genuinely disagree on SBL's price — cross-check against PSX directly. SBL trades a thin float with a low daily volume, and different price-tracking sites (including regional mirrors of the same aggregator) have been observed showing meaningfully different "current" prices and daily ranges for the same moment — likely a mix of caching delays and low-liquidity quote lag. For a decision that depends on the exact price, don't rely on any single third-party tracker (including this page's snapshot above) — go to PSX's own live SBL quote, which is the authoritative source.
Active PSX Risk Warning Alert
PSX's SBL company page currently carries a Risk Warning Alert (RWA), stating the company is in continuous violation as specified in Clauses 5.11.1 or 5.11.2 of PSX's regulations — a flag that carries the risk of trading suspension or delisting, and may bring further terms and conditions from the Exchange. This is a live regulatory flag, not historical commentary. Check PSX's SBL page directly for the current status before treating it as resolved.
Risk Warning Alert confirmed on PSX's official SBL company data page as of August 21, 2026.
Other Recent PSX Disclosures
- Jul 21, 2026
- Appointment of Imran Ahad as Independent Director
- Jul 30, 2026
- Unusual price movement notice
- Jul 31, 2026
- Request for delisting of Samba Bank's Term Finance Certificates (TFCs)
- Aug 17, 2026
- Resignation of Mustafa Ilyas as Director/Chairman
- Aug 18, 2026
- Najd Gateway secures 90-day extension (to Nov 17, 2026) for its Public Announcement of Offer
- Aug 20, 2026
- Appointment of Fahad Ali AlHunaiti as Chairman; H1 2026 results disclosed
Announcements confirmed from PSX's official SBL company announcements list, as of August 31, 2026.
Good For
- Checking Samba Bank's latest share price and 52-week range
- Understanding CY2025 profit, EPS, and asset growth
- Knowing that no dividend was declared for CY2025 despite the profit rise
- Tracking how the Najd Gateway stake-sale process may affect the stock
- Seeing the active PSX Risk Warning Alert and recent board disclosures
- Reviewing Samba Bank's Q1 and Q2 2026 quarterly profit, EPS, and CASA trend
- Knowing who currently chairs Samba Bank's Board
Want the live, real-time Samba Bank quote?
PSX's own data portal has the current SBL price, volume, and announcements.
More on Samba Bank
Bank Overview
Ownership, leadership, and key facts.
Bank Profile (Quick Reference)
One-page snapshot of key stats and contacts.
Branch & ATM Locator
Network size and official locator.
Careers
Where Samba Bank actually posts jobs.
Helpline & Complaints
Contact numbers and escalation path.
Ownership & Company Profile
Saudi National Bank stake and history.
Share Price & Financial Results
PSX listing, CY2025 results, and ratios.
ATM Network
ATM access, charges, and card issues.
Personal Loan & EMI Calculator
Samba Personal Loan rates and a free calculator.
Auto Loan & EMI Calculator
Samba Auto Loan rates and a free calculator.
Digital & Online Banking
SambaSmart app, Samba Online, and Samba Phone.
Cards & Discounts
Debit card lineup and merchant acceptance.
Rates & Accounts
Deposit accounts and profit structure.
IBAN & SWIFT Code
Generate your IBAN, find the SWIFT code.
Bank Timings
Weekday, Friday, and Saturday hours.
Home Loan
Home financing structure and markup rates.
Similar Banks
Samba Bank Share Price FAQs
What is Samba Bank's current share price?
Rs 13.96 as of Aug 21, 2026 — check PSX's live SBL quote for the current figure, since prices move constantly.
What were Samba Bank's H1 2026 results?
Roughly Rs 273.7 million profit after tax for the six months, with Q2 down sharply from Q1.
Who is Samba Bank's current Chairman?
Fahad Ali AlHunaiti, since August 20, 2026, succeeding Mustafa Ilyas.
Did Samba Bank pay a dividend for 2025?
No — despite a 4% rise in profit after tax, the board declared no cash dividend, bonus shares, or right shares for CY2025.
Where can I check the live SBL share price?
PSX's official data portal at dps.psx.com.pk/company/SBL. Third-party trackers can disagree on SBL's price due to its thin float — treat PSX as authoritative.
Official Sources & Last Verified
Share price, CY2025 results, H1 2026 results, and board changes confirmed from PSX's official SBL data page, Samba Bank's CY2025 results filing, its Q1 2026 Quarterly Report, and its half-year 2026 financial results and board announcements. Last verified: September 4, 2026 — the share price itself moves continuously during trading hours, so this snapshot will age quickly; treat it as a point-in-time reference, not a live feed.