Meezan Bank Profit Rates & Savings Accounts

Meezan Bank doesn't offer a single fixed savings rate — because it's an Islamic bank, every deposit account runs on Mudarabah (profit-and-loss sharing), so the bank declares a fresh profit rate each month based on how much it actually earned from financing that pool of deposits. That means the rate you see below can move up or down monthly, unlike a conventional bank's advertised fixed APR.

What doesn't change as often is which account fits your situation. Meezan runs more than a dozen distinct savings and current account variants — general savings, remittance-focused, student, senior citizen, women-focused, freelancer, and children's accounts — each with different minimum balance rules and perks. Below is the current rate table followed by every account type.

Current Profit Rates on Deposit Accounts

Source: Meezan Bank's official "Profit Rates" disclosure (meezanbank.com) for the month ended July 31, 2026, cross-checked against a July 2026 rate confirmed independently. Rupee Saving Account (SA) rate updated to 7.04% p.a. to match this month's declared rate — the previously listed 6.58% was a stale figure. Rows marked "Reconfirm — see note" could not be independently re-verified against a current-month source as of this pass and are withheld rather than shown as possibly stale; check meezanbank.com's live Profit Rates PDF before relying on them. Islamic banks declare profit rates monthly rather than fixing an APR in advance; always verify the current month's rate before opening an account.

Term Products & Investment Certificates

Beyond regular savings accounts, Meezan's official monthly rate sheet (confirmed current for June 2026) lists a full range of term-based Islamic certificates. Exact current percentages move monthly along with everything else — where Meezan only publishes a live figure in its own rate-sheet PDF (which blocks automated access), that's marked "not disclosed" rather than estimated.

Product names, tenures, and minimums confirmed as currently active from Meezan Bank's official June 2026 profit-rates PDF (meezanbank.com/wp-content/themes/mbl/downloads/profit-rates.pdf) and Key Fact Statement disclosures. COII (1.5Y) expected return and INPC rates confirmed from Meezan's official promotional materials, dated June 2026.

Business & Institutional Accounts

Product names confirmed from Meezan's official profit-rates disclosures; these are institutional/corporate products, not typically opened by individual retail customers.

Meezan Consumer Ease — Installment Financing

Consumer Ease is a Shariah-compliant, Musawwamah-based financing facility for buying durable goods on installments — mobile phones, laptops, ACs, refrigerators, generators, LEDs, and washing machines, including named plans for recent iPhone models. Meezan approves an overall limit, then you draw against it to buy items from participating vendors.

Confirmed directly from Meezan Bank's official Consumer Ease product page (meezanbank.com/consumer-ease/).

Every Account, Side by Side

Instead of a paragraph per account, here's the detail that actually decides which one fits you — minimum balance, profit basis, who's eligible, and the one perk that distinguishes it from the rest.

Minimum balances and eligibility exemptions confirmed directly from Meezan Bank's official Rupee Savings Account product page and its Key Fact Statement PDF (meezanbank.com/wp-content/themes/mbl/downloads/home-downloads/KFS-PKR-EN.pdf). Rates directly disclosed by Meezan are shown as such; where a specific account's rate isn't separately published, that's marked "not disclosed" rather than guessed.

Common Account Fees & Charges

Most of these accounts are free to run day-to-day — the charges below only apply to specific transactions or optional services.

As disclosed in Meezan Bank's official Schedule of Service Charges, effective 1 July to 31 December 2026.

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