Meezan Bank Cards & Current Discounts
Meezan Bank's current card discounts and merchant offers are listed below, each dated and sourced from the bank's own promotional materials, with expiry dates shown explicitly rather than implied. This page is updated regularly since card offers expire and change terms often.
Card discount pages go stale fast — offers expire, get replaced, and change terms. Everything here is dated and sourced from Meezan's own promotional materials, with expiry dates shown explicitly rather than left implied, precisely so you can tell at a glance whether an offer is still live.
Because these change often, this is one of the pages that will need the most frequent refreshing in the content calendar — treat it as a living page, not a one-time publish.
Cards & Current Discounts
Dining discount (Kaybees)
Up to 25% off at Kaybees restaurant for Meezan debit cardholders, capped at Rs 3,500 per transaction — Karachi only, per Meezan's official offer terms.
Gym access & discounts (Body Evolution)
Free gym access for Meezan Visa Infinite cardholders with free registration; 30% off the basic package for Mastercard World Debit holders; 20% off for Visa/Mastercard Platinum holders. Karachi only, one discounted transaction per card per month.
International Spend & Win (Visa)
A time-bound campaign (June 1 – August 31, 2026) rewarding international card spend: Rs 30,000 on a Classic card or Rs 200,000 on an Infinite card enters you for prizes ranging from an e-bike to an iPhone, across 10 winners per tier.
Umrah & Saudi Arabia usability
Meezan Visa Debit Cards are positioned for safe, globally-accepted use throughout Saudi Arabia for Umrah travel.
Duty-free discount (Unifree, Istanbul Airport)
10% off purchases of €200+ for Meezan Visa Debit cardholders, capped at €25 per transaction — valid till September 30, 2026.
Dining discount (1969 Restaurant, Islamabad)
Up to 40% off with Meezan Premium Debit Cards, capped at Rs 10,000 — valid till December 31, 2026, Islamabad only.
All of the above are sourced from Meezan Bank's official promotional/social media materials, not from a dedicated discounts page on meezanbank.com. Terms, dates, and city restrictions are exactly as stated in those materials — confirm current validity before relying on any offer, since promotional terms change.
International Spending Offer — Expired (Was: July 2026)
This time-bound promotion ran 1–31 July 2026 and has since ended. Kept below for reference; do not treat these terms as currently active — confirm with Meezan Bank or check for a newer promotion before relying on them.
0% Foreign Transaction Fee (expired)
On international POS and ATM cash withdrawals, for the offer period 1–31 July 2026 only. E-commerce transactions carried a 1.99% fee. Maximum fee waiver: PKR 5,000/month.
Reduced Withholding Tax (expired)
Withholding tax for tax filers on these transactions was reduced from 5% to 0.5% during the offer period only.
Meezan FCY Debit Card
Enables domestic and cross-border payments on POS and e-commerce platforms — positioned for hassle-free transactions wherever you travel. (This card feature itself is ongoing; only the fee/tax promotion above expired.)
More Active Merchant Discounts
Karak Express
Valid till December 31, 2026.
Papa Johns
Valid till April 23, 2027.
Aladdin Restaurant
Valid till April 16, 2027.
Sourced from Meezan Bank's official promotional materials. Terms, dates, and discount caps as stated by the bank — confirm current validity before relying on any offer.
Debit Card Issuance & Annual Fees
| Card | Issuance Fee | Annual Fee* |
|---|---|---|
| Visa Classic | Rs. 3,500 | Rs. 3,500 |
| Visa Gold | Rs. 4,500 | Rs. 4,500 |
| Visa Platinum | Rs. 10,000 | Rs. 10,000 |
| Visa Infinite | Rs. 45,000 | Rs. 45,000 |
| Visa Women First | Rs. 500 | Rs. 3,500 |
| Visa Kids & Teens | Free | Rs. 1,250 |
| Visa Student | Free | Free |
| MasterCard Classic | Rs. 3,500 | Rs. 3,500 |
| MasterCard Titanium | Rs. 5,000 | Rs. 5,000 |
| MasterCard World | Rs. 27,500 | Rs. 27,500 |
| MasterCard FCY Debit Card | USD 15 | USD 15 |
| PayPak Debit Card | Rs. 2,500 | Rs. 2,500 |
Annual charges only apply to activated cards. The Visa Infinite Card requires an initial deposit or average monthly balance of at least Rs. 1,000,000; the MasterCard World Debit Card requires at least Rs. 500,000.
International Spending & Withdrawal Charges
| Transaction | Charge |
|---|---|
| Purchase — domestic | Free |
| Purchase — international (e-commerce, POS & NFC) | 4% of transaction amount |
| Purchase — international, FCY Debit Card | 3% of transaction amount |
| Cash withdrawal — international ATM | 4% of amount or Rs. 600, whichever is higher |
| Cash withdrawal — FCY Debit Card | 4% of amount or USD 3, whichever is higher |
International purchases and withdrawals also carry Advance Tax: 5% for tax filers, 10% for non-filers, in addition to the charges above.
As disclosed in Meezan Bank's official Schedule of Service Charges, effective 1 July to 31 December 2026.
Is Upgrading Actually Worth It?
More on Meezan Bank
Bank Overview
History, leadership, ownership, and key facts.
Rates & Accounts
Profit rates and every account type.
Financial Results
FY2025 audited results and ratio analysis.
Digital Banking
App features and SMS banking.
Helpline & Complaints
Contact numbers and escalation path.
Fraud & Security
Real scam patterns to watch for.
Latest News
Recent announcements, partnerships, and launches.