First Women Bank Deals and Discount
What FWBL's PayPak cardholders actually get, from merchant discounts to flight offers.
- 30,000+ Merchants
- 158 Cities
Not to be confused with: First Women's Bank, an unrelated fintech based in Chicago, Illinois, USA. This page covers First Women Bank Limited (FWBL), the Pakistani commercial bank headquartered in Karachi.
First women bank deals and discount offers are tied directly to which debit card you hold, since FWBL runs its rewards program through the national PayPak scheme rather than a proprietary loyalty program. Here's what's actually confirmed and how to use it.
What Discounts Does the FWBL PayPak Card Offer?
PayPak Merchant Discounts
FWBL PayPak cardholders can access deals and discounts at 30,000+ merchant locations spanning 158 cities across Pakistan.
PIA Flight Discount
All FWBL PayPak cardholders can avail a 10% discount on domestic and international PIA flights through the Golootlo app, year-round.
Win Gold with PayPak
FWBL was declared the top issuer in the Commercial Category of "Win Gold with PayPak" for September–December 2024, reflecting strong card usage among its customers.
Offer details confirmed from FWBL's official Digital Banking page and Facebook page announcements.
How Do You Activate a PayPak Discount?
Most PayPak merchant discounts apply automatically at checkout when you pay with your FWBL PayPak or PayPak Pink debit card — no separate registration is usually required. The PIA flight discount runs through the Golootlo app specifically, so you'll need to book through that channel to claim it. Always confirm an offer is still live with FWBL or the merchant before relying on it, since retail promotions rotate.
How Much Does the PayPak Card Itself Cost?
The discounts above are separate from the base cost of holding the card. Per FWBL's official Schedule of Bank Charges (effective July–December 2026):
| Charge | Amount |
|---|---|
| Card Issuance | PKR 1,500 |
| Annual Fee | PKR 1,500 |
| Re-Issuance / Duplicate | PKR 1,500 |
| SMS Alerts (non-debit-cardholders) | PKR 50 per month |
| Zindagi Aasan Account cardholders | 50% waiver on issuance fee |
Fee figures from FWBL's official Schedule of Bank Charges (Circular 2026-06), effective July 1 to December 31, 2026.
Good For
- Checking what your FWBL PayPak card actually unlocks
- Booking discounted PIA flights through Golootlo
- Understanding FWBL's PayPak card tiers
- Avoiding stale discount claims from unofficial listings
Get an FWBL PayPak card
Confirm the latest active offers directly with FWBL.
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More on First Women Bank
FWBL App & Digital Banking
Internet banking and card features.
Account Opening
Accounts that come with a free PayPak card.
Security & Fraud
Spotting fake discount offers.
For independent verification, see First Women Bank Ltd. and the 1LINK PayPak network.