BankIslami Sohni Dharti Home Remittances Account
BankIslami's dedicated account for overseas Pakistanis and home remittances — and why it isn't a Roshan Digital Account.
- For Overseas Pakistanis
- Home Remittance Focused
BankIslami does not appear on its own site as a Roshan Digital Account (RDA) agent bank. Dubai Islamic Bank Pakistan — a separate institution, unrelated to BankIslami — states on its own site that it is the only global Islamic bank offering RDA services. BankIslami's equivalent product for overseas customers is the Sohni Dharti Home Remittances Account.
If you just need to collect a one-off transfer rather than open a dedicated account, see our separate International Remittances page — it covers BankIslami's walk-in cash-pickup service (no account required) and standard wire transfers.
What Sohni Dharti Is For
Sohni Dharti is built specifically around home remittances, the flow of money overseas Pakistanis send back to family in Pakistan, rather than RDA's broader NRP investment and repatriable-asset model. It sits within BankIslami's standard Personal Banking account menu rather than as a separate digital-only onboarding track.
RDA vs. Sohni Dharti
| Feature | Roshan Digital Account (industry-wide) | BankIslami Sohni Dharti |
|---|---|---|
| Who offers it | SBP-authorized agent banks (BankIslami not currently listed) | BankIslami directly |
| Primary purpose | NRP investment, repatriable accounts, government securities | Home remittance receiving for family in Pakistan |
| Onboarding | Fully digital, remote | Standard account-opening process |
RDA agent-bank status checked against BankIslami's official Personal Banking menu, which lists no RDA product as of August 2026 — confirm directly with a BankIslami branch or SBP's own RDA bank list for the latest status.
Frequently Asked Questions
Does BankIslami offer a Roshan Digital Account?
No confirmed listing of BankIslami as a Roshan Digital Account (RDA) agent bank was found on bankislami.com.pk as of August 2026; Dubai Islamic Bank Pakistan has stated it is the only Islamic bank offering RDA. Overseas Pakistanis banking with BankIslami instead use its Sohni Dharti Home Remittances Account.
What is the Sohni Dharti Home Remittances Account for?
It's built specifically around home remittances — money overseas Pakistanis send back to family in Pakistan — rather than RDA's broader NRP investment and repatriable-asset model.
How do I open a Sohni Dharti account?
It sits within BankIslami's standard Personal Banking account menu and follows the bank's standard account-opening process, rather than a separate digital-only onboarding track.
Good For
- Avoiding wasted time searching for an RDA product BankIslami may not offer
- Understanding BankIslami's actual overseas-remittance product
- Knowing which banks currently do offer Islamic RDA services
- Getting an accurate, source-checked answer instead of assuming feature parity across banks
More on BankIslami
Bank Overview
History, leadership, ownership, and key facts.
Account Opening & Rates
Deposit accounts and profit rates.
Helpline & Complaints
Contact numbers and escalation path.
Branch & ATM Locator
Network size and official locator.
Related Banks
For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, SECP.