Islamic Commercial Bank

Dubai Islamic Bank Pakistan vs Dubai Islamic Bank UAE

DIBPL and DIB PJSC share a name and a parent-subsidiary relationship, but are two separate, separately regulated banks.

• Ownership Explained
• Two Separate Banks

Written & reviewed by Dildar Hussain — 10+ years in Pakistani banking, BS Banking & Finance (NUML University)

If you searched for Dubai Islamic Bank from Pakistan, you almost certainly mean Dubai Islamic Bank Pakistan Limited (DIBPL), covered throughout this site. This page explains how DIBPL relates to Dubai Islamic Bank PJSC, the larger UAE bank that owns it.

Same Name, Two Separate Banks

Dubai Islamic Bank Pakistan Limited (DIBPL) is not a branch or a franchise of the Dubai bank. It is a separate company, incorporated and regulated in Pakistan, that happens to share its name and its parent’s brand. When people search “Dubai Islamic Bank” from Pakistan, they usually mean DIBPL, the bank with 310 branches covered throughout this site. This page exists to separate that from Dubai Islamic Bank PJSC, the much larger UAE-listed bank that owns it.

Dubai Islamic Bank Pakistan (DIBPL)

Dubai Islamic Bank Pakistan was established in 2006 as a wholly owned subsidiary of the UAE parent, making it the first full-fledged Islamic bank licensed in Pakistan. It is regulated by the State Bank of Pakistan, operates under Pakistani banking law, and its deposits, financing products, and branch network are entirely separate from the parent’s UAE balance sheet. DIBPL’s own network has grown well past its early size: DIB Pakistan’s own branch list shows 310 branches as of September 2026, up from 235 branches cited by the parent bank in earlier disclosures, consistent with the network growth referenced on the Branches page.

Dubai Islamic Bank PJSC (the UAE parent)

Dubai Islamic Bank PJSC was established in 1975 by Amiri Decree in Dubai, and is recognised as the first full-service Islamic bank in the world. It became a Public Joint Stock Company and listed on the Dubai Financial Market in 2000, and is the largest Islamic bank in the UAE by assets. The Investment Corporation of Dubai, a Dubai government investment arm, holds roughly 28% of DIB PJSC, alongside institutional and public shareholders. DIB PJSC has been designated a Domestic Systemically Important Bank in the UAE since 2018.

How They Are Connected

DIB PJSC also holds stakes in Islamic banks and financial companies in Indonesia, Kenya, Sudan, and Bosnia, and owns Tamweel and Deyaar Development in the UAE. None of these other subsidiaries operate in Pakistan.

Does This Affect You as a DIBPL Customer?

No. Your deposits, financing, and any dispute you have sit entirely with Dubai Islamic Bank Pakistan Limited under Pakistani law and SBP oversight, regardless of who owns the parent company. A DIBPL account cannot be operated from a DIB PJSC branch in Dubai, and DIBPL’s profit rates, fee schedule, and product terms are set independently in Pakistan, not copied from the UAE bank. If you are an Overseas Pakistani banking from the UAE, that is handled through DIBPL’s own Roshan Digital Account, not through a DIB PJSC account.

Official Sources & Last Verified

Facts on this page were checked against DIB Pakistan’s official website (dibpak.com) and DIB PJSC’s official corporate disclosures (dib.ae), and compiled on October 31, 2026. Ownership percentages and corporate facts for a UAE-listed company can change; check DIB PJSC’s investor relations disclosures for the current figure.

DIB Pakistan vs UAE FAQs

Good For

• Confirming whether DIBPL and the UAE bank are the same company
• Understanding who regulates and owns DIBPL
• Checking whether a UAE DIB account works in Pakistan

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For independent verification, see State Bank of Pakistan, DIB Pakistan, and Dubai Islamic Bank PJSC (UAE).