BankIslami Mashal Women Banking
BankIslami's dedicated accounts, discounted financing, and business-finance product for women.
- 2 Dedicated Accounts
- Discounted Financing
- Karobar Finance
BankIslami Mashal is the bank's dedicated women's banking program, covering two deposit accounts, discounted rates across five consumer financing products for working women, and Karobar Finance, a standalone facility for women-led businesses.
Mashal Deposit Accounts
| Feature | Mashal Asaan Account | Mashal Saving Account |
|---|---|---|
| Cheque book | First book free (10 leaves); Rs. 20/leaf after | First book free (10 leaves); Rs. 20/leaf after |
| Pay Order | Free | Free |
| Debit card (Classic/PayPak) | 50% off issuance & annual fee | Free at Rs. 100,000 average balance |
Mashal Asaan is structured as a remunerative current account. Data from BankIslami's official Schedule of Bank Charges, 1st July to 31st December 2026.
Discounted Financing for Working Women
| Product | Mashal Discount |
|---|---|
| AutoFinance | Reduced rental rate, 75% off processing fee, 50% off early-termination price |
| MUSKUN Home Financing | Reduced rental rate, 50% off application fee, 25% off early-termination price |
| Gold Based Financing | Reduced profit rate, 25% off processing fee |
| Islamic Unsecured Personal Finance | Reduced profit rate, 25% off processing fee |
| Islamic Secured Personal Finance | Reduced rental rate, 25% off processing fee |
Terms and conditions apply to all Mashal discounts; confirm current rates directly with BankIslami. From the official Schedule of Bank Charges, 1st July to 31st December 2026.
Karobar Finance (Women Entrepreneurs)
Karobar Finance is BankIslami's business financing product for women entrepreneurs, defined as any business entity with 50% or more female shareholding.
- Eligibility
- 50%+ female shareholding
- Processing Fee, up to Rs. 10M
- Rs. 5,000 minimum
The processing fee is charged upfront to every applicant regardless of approval, plus miscellaneous charges for documentation, security evaluation, and maintenance at BankIslami's actual cost.
Frequently Asked Questions
What is BankIslami Mashal Women Banking?
Mashal is BankIslami's dedicated women's banking program, covering two deposit accounts, discounted rates across five consumer financing products for working women, and Karobar Finance for women-led businesses.
What discounts does Mashal offer on financing?
Reduced rental/profit rates plus fee discounts across AutoFinance (75% off processing fee), MUSKUN (50% off application fee), Gold Based Financing, and Islamic Secured/Unsecured Personal Finance (25% off processing fees).
What is Karobar Finance?
BankIslami's business financing product for women entrepreneurs, defined as any business entity with 50% or more female shareholding, with a minimum processing fee of Rs. 5,000 for financing up to Rs. 10M.
Good For
- Understanding what Mashal actually includes beyond a marketing name
- Comparing Mashal's discounted financing terms against BankIslami's standard rates
- Checking Karobar Finance eligibility for a women-led business
- Deciding between Mashal Asaan and Mashal Saving based on your balance
More on BankIslami
Bank Overview
History, leadership, ownership, and key facts.
Account Opening & Rates
Deposit accounts, profit rates, and Gen Z Account.
Cards, Fees & Discounts
Debit card tiers and transaction charges.
AutoFinance & Bike Finance
Vehicle financing fees and structure.
MUSKUN Home Financing
Application fees and early-payoff terms.
Personal, Gold & Solar Finance
Consumer financing fees by product.
Related Banks
For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, SECP.