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Lockers

BankIslami Safe Deposit Lockers

Locker sizes, annual rent, security-deposit waivers, and the Takaful coverage that comes with each size.

  • 3 Sizes
  • Takaful Covered

BankIslami offers safe deposit lockers in three sizes, each with an annual rent that can be waived entirely by maintaining a security deposit, and each carrying its own Takaful (Islamic insurance) coverage limit.

Locker Fees & Coverage (Jul–Dec 2026)

SizeAnnual RentFree If Security Deposit IsTakaful Coverage
SmallRs. 5,000Rs. 45,000Rs. 1,500,000
MediumRs. 7,000Rs. 65,000Rs. 2,000,000
LargeRs. 9,000Rs. 90,000Rs. 2,500,000

From BankIslami's official Schedule of Bank Charges, 1st July to 31st December 2026. The security deposit itself is placed in a Mudaraba-based remunerative account, so it isn't idle money — it can earn profit while waiving your rent.

Other Locker Charges

Key Deposit
Rs. 3,500 (refundable)
Locker Breaking Charges
At actual
Priority Banking Rent
Free, subject to availability

Lockers are now issued only on the security-deposit basis shown above, though BankIslami notes that lockers already issued on the older straight-rental basis continue to be managed under their existing terms until further notice.

Frequently Asked Questions

What sizes do BankIslami safe deposit lockers come in?

Three sizes — Small (Rs. 5,000/year rent, Rs. 1,500,000 Takaful coverage), Medium (Rs. 7,000/year, Rs. 2,000,000 coverage), and Large (Rs. 9,000/year, Rs. 2,500,000 coverage).

Can I avoid paying locker rent at BankIslami?

Yes. Annual rent is waived entirely by maintaining a security deposit (Rs. 45,000 for Small, Rs. 65,000 for Medium, Rs. 90,000 for Large), which itself sits in a Mudaraba-based remunerative account and can earn profit.

Is there a key deposit for BankIslami lockers?

Yes, a refundable Rs. 3,500 key deposit applies in addition to rent or the security-deposit option.

Good For

  • Deciding between paying annual rent or parking a security deposit instead
  • Comparing locker Takaful coverage against the value of what you'd store
  • Budgeting the refundable key deposit separately from rent
  • Checking if Priority Banking status would waive your locker rent

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