BankIslami Digital & Mobile Banking
How to register for BankIslami's internet banking, mobile app, and aik digital-only banking channel.
- aik Digital Bank
- Internet Banking
- Mobile Banking App
BankIslami offers three official channels for digital banking registration; which one applies depends on whether you already hold an account or want to open one entirely online.
The Three Digital Channels
aik by BankIslami
A fully digital Islamic banking solution for opening and running an account without visiting a branch.
Internet Banking
Browser-based banking at ib.bankislami.com.pk for existing account holders.
Mobile Banking App
BankIslami's dedicated mobile app for day-to-day transactions on the go.
Channel names confirmed from BankIslami's official "Digital Channels" and homepage "Ways to Bank" sections.
How Registration Works
Existing customers registering for internet or mobile banking need a valid CNIC, their account number, and a registered mobile number for OTP verification, done either through self-service in the app or portal, or with a short branch visit if self-registration isn't available for that account type. New customers can use BankIslami's Digital Onboarding flow or the aik platform, both built to complete account opening and digital registration in a single online session.
Raast — Instant Payments
BankIslami has integrated Raast, the State Bank of Pakistan's instant payment system, letting customers send and receive money using their registered mobile number as a Raast ID instead of sharing a full account number or IBAN. Raast transfers settle near-instantly, are free of charge under SBP's Raast framework, and work between any two Raast-enabled banks in Pakistan — not just BankIslami accounts on both ends.
- Raast ID
- Your registered mobile number
- Access
- BankIslami mobile app, internet banking, or aik
- Charges
- Free, per SBP's Raast framework
- Alternative
- IBFT via ATM: free up to Rs. 25,000/month, then charged per Schedule of Charges
Confirmed from BankIslami's official Raast page (bankislami.com.pk/digital-channel/raast/) and State Bank of Pakistan's Raast documentation.
Frequently Asked Questions
How do I register for Bank Islami digital banking?
Registration depends on the channel: aik lets you open and run an account fully digitally without visiting a branch, while internet and mobile banking registration is for customers who already hold a BankIslami account.
What is aik by BankIslami?
aik is BankIslami's fully digital Islamic banking solution, letting customers open and run an account entirely online without visiting a branch.
Is there an official BankIslami mobile app?
Yes, BankIslami operates an official mobile banking app alongside internet banking at ib.bankislami.com.pk; download apps only from official app-store listings to avoid third-party imitations.
Does BankIslami support Raast?
Yes. BankIslami customers can send and receive instant payments using their registered mobile number as a Raast ID, through the mobile app, internet banking, or aik — free of charge under SBP's Raast framework.
How do I get a Raast ID with BankIslami?
Your Raast ID is simply your registered mobile number linked to your BankIslami account through the bank's mobile app, internet banking, or aik — no separate application is needed beyond linking the number.
Good For
- Choosing the right BankIslami digital channel for your situation
- Understanding what aik offers versus standard internet banking
- Knowing what you'll need on hand before registering
- Avoiding third-party apps that aren't officially BankIslami's
More on BankIslami
Bank Overview
History, leadership, ownership, and key facts.
Account Opening & Rates
Deposit accounts and profit rates.
Helpline & Complaints
Contact numbers and escalation path.
Branch & ATM Locator
Network size and official locator.
Related Banks
For independent verification, see State Bank of Pakistan, Pakistan Stock Exchange, SECP.