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Compare Savings Account Rates
Current profit rates on standard savings accounts across Pakistan's major banks, pulled directly from each bank's own published rate sheet — not third-party estimates.
⏱ Last verified 20 Aug 2026 — banks revise these monthly or quarterly, always confirm before opening an account→ How we verify banking data before it goes on this page
| Bank | Account | Profit Rate (p.a.) | Payout | Source |
|---|---|---|---|---|
 HBL |
PLS Savings Account | 10.25%Best Rate | Semi-annual | HBL rate sheet ↗ |
 Standard Chartered |
Super Save Account | 10.00% | Semi-annual | SC Pakistan ↗ |
 UBL |
UBL Savings / UniFlex Account | 10.00% | Monthly | UBL rate sheet ↗ |
 Bank Alfalah |
Alfalah Kifayat (top tier, PKR 5M+) | 9.30% | Monthly | Bank Alfalah rate sheet ↗ |
| Bank Alfalah |
Alfalah PLS Savings (standard) | 9.00% | Semi-annual | Bank Alfalah rate sheet ↗ |
 Meezan Bank |
Rupee Savings Account (Islamic) | 7.04% | Monthly | Meezan rate sheet ↗ |
Frequently Asked Questions
Which bank has the highest savings account rate in Pakistan right now?
As of August 2026, HBL's PLS Savings Account offers the highest verified rate on this page at 10.25% per annum, paid semi-annually. Standard Chartered's Super Save Account and UBL's Savings/UniFlex Account both follow closely at 10.00%. Rates change monthly or quarterly, so always confirm the current rate on the bank's own rate sheet before opening an account.
How often do Pakistani banks change their savings account profit rates?
Most banks revise their savings account profit rates monthly or semi-annually, largely in response to changes in the State Bank of Pakistan's policy rate. Islamic banks such as Meezan Bank declare profit rates monthly based on actual profit earned from Shariah-compliant investments, rather than a fixed interest rate.
Why does this comparison only show a few banks?
Each rate on this page is individually verified against that bank's own official, currently published rate sheet before being added. Rather than filling the table with outdated or estimated figures for every bank, PakFinHub adds a bank only once its current rate has been confirmed directly from an official source. More banks are added as they are verified.