JS Bank Mutual Funds — JS Investments Plans
What JS Bank's asset management arm actually offers, and where the bank's own share price is tracked separately.
- Managed by JS Investments
- Equity, Income & Pension Funds
- SECP Regulated
- Last Verified: 11 Sep 2026
JS Bank Mutual Funds are managed by JS Investments Limited (JSIL), a JS Bank subsidiary and one of Pakistan's oldest asset management companies, offering equity, income, money market, and pension fund categories regulated by the SECP. This is distinct from JS Bank's own share price (PSX: JSBL) — a fund's Net Asset Value (NAV) moves independently of the bank's stock price.
It's a common mix-up: JS Bank the commercial bank and JS Investments the fund manager are related — JS Bank holds a majority stake in JSIL — but they're separately regulated entities with entirely different pricing. Buying a JS Investments fund unit doesn't buy you JS Bank shares, and vice versa.
JS Investments Fund Categories
| Fund Category | What It Invests In | Typical Investor |
|---|---|---|
| Equity Funds (e.g. JS Large Cap Fund) | PSX-listed large-cap and growth equities | Higher risk tolerance, long-term growth |
| Income Funds (e.g. JS Income Fund) | Fixed-income instruments, corporate/government debt | Steady income, lower volatility |
| Money Market Funds | Short-term, highly liquid instruments | Capital preservation, short holding period |
| Pension Funds (JS Pension Savings Fund) | Mixed equity/debt sub-funds under a single pension plan | Long-term retirement savings |
| Islamic Funds | Shariah-compliant equity and income instruments | Investors seeking Shariah-compliant options |
Fund categories confirmed from JS Investments Limited's official website, which lists its full current fund lineup and NAVs.
How JS Investments Funds Actually Performed vs. the Category
JS Investments' own site shows each fund's NAV, but not how that fund stacks up against its direct competitors — so we pulled the independent industry-wide ranking that MUFAP (the trade body every Pakistani asset manager reports to) publishes for exactly this purpose. Below are JS Investments' key funds, their actual 365-day return, and where that placed them among all funds in the same category.
| Fund | Category | NAV | 365-Day Return | Category Leader's Return |
|---|---|---|---|---|
| JS Growth Fund | Equity | 567.65 | 58.58% | 91.30% (UBL Financial Sector Fund) |
| JS Large Cap Fund | Equity | 458.61 | 55.98% | 91.30% (UBL Financial Sector Fund) |
| JS Islamic Fund | Shariah Compliant Equity | 280.93 | 33.44% | 51.22% (Alhamra Opportunity Fund) |
| JS Income Fund | Income | 122.22 | 10.84% | 16.08% (NBP Income Opportunity Fund) |
| JS Government Securities Fund | Income | 117.96 | 11.18% | 16.08% (NBP Income Opportunity Fund) |
| JS Cash Fund | Money Market | 110.71 | 10.75% | 11.05% (NIT Money Market Fund) |
| JS Pension Savings Fund (Equity sub-fund) | VPS-Equity | 1,883.87 | 53.70% | 62.96% (Pakistan Pension Fund) |
None of JS Investments' funds shown here topped their category over this period, though several — JS Government Securities Fund and JS Cash Fund especially — finished within a point or two of the category leader, while the equity funds trailed by a wider margin. Past performance doesn't predict future returns, and a single 365-day window can be misleading for a long-term holding, but this is the kind of side-by-side comparison worth checking before choosing a fund rather than relying on any one AMC's own marketing.
Returns and NAVs sourced directly from MUFAP's official "Ranking of CIS on the basis of their last 365 Days Returns" report, dated December 31, 2025 — the same independent industry body every Pakistani mutual fund reports to. Figures will have moved since this date; check MUFAP's current rankings for the latest before deciding.
JS Bank's Own Share Price vs. Fund NAVs
If what you actually want is JS Bank's own stock performance rather than a mutual fund investing in a basket of securities, check the Pakistan Stock Exchange's live JSBL company page — covered in detail on our JS Bank Share Price page. JS Investments' fund NAVs, by contrast, are published daily on JSIL's own website and reflect the underlying portfolio of each specific fund, not JS Bank's stock price.
How to Verify the Latest Information
This page was last verified on 11 Sep 2026. Figures and details around current fund NAVs and plan details can change without notice, so before relying on anything here for a decision, cross-check it against JS Investments Limited's official website — the authoritative, always-current source.
FAQs
Who manages JS Bank's mutual funds?
JS Bank's mutual funds are managed by JS Investments Limited (JSIL), a JS Bank subsidiary and one of Pakistan's oldest asset management companies, regulated by the SECP.
Where can I check JS Bank's live share price?
JS Bank's live share price (PSX: JSBL) is available on the Pakistan Stock Exchange's official company page, separate from JS Investments' mutual fund NAVs.
Good For
- Understanding the difference between JS Bank stock and JS Investments funds
- Comparing equity, income, and pension fund categories
- Finding where JSIL actually publishes daily NAVs
- Starting research before choosing a specific fund
Want current fund NAVs or JS Bank's share price?
Check the official, regularly updated sources for each.
For independent verification, see JS Investments Limited, Pakistan Stock Exchange, SECP.