JS Bank Swift Code & IBAN Format
The confirmed JS Bank SWIFT/BIC code, and exactly how the 24-character IBAN for a JS Bank account is built.
- SWIFT: JSBLPKKAXXX
- Bank Code: JSBL
- IBAN Length: 24 characters
- Last Verified: 11 Sep 2026
JS Bank's SWIFT code is JSBLPKKAXXX for the Karachi head office (the 8-character root JSBLPKKA also works for most transfers). A JS Bank IBAN runs 24 characters — PK, two check digits, the 4-letter bank code JSBL, then a 16-digit account number, for example PK86 JSBL 0000 0011 2345 6702 (illustrative only, not a real account).
The two codes do different jobs: the SWIFT/BIC identifies JS Bank itself to the international SWIFT network for cross-border wires, while the IBAN identifies one specific account at JS Bank, following the standard the State Bank of Pakistan introduced in 2012 for all Pakistani banks.
JS Bank SWIFT / BIC Code
| Field | Value |
|---|---|
| SWIFT / BIC Code | JSBLPKKAXXX |
| Root Code (8-character) | JSBLPKKA |
| Bank Identifier | JSBL |
| Country Code | PK (Pakistan) |
| Location Code | KA (Karachi) |
| Registered Address | Shaheen Commercial Complex, Dr. Ziauddin Ahmed Road, Karachi 74200 |
SWIFT code cross-verified across multiple SWIFT/BIC registries; an 8-character code always refers to a bank's head office.
How a JS Bank IBAN Is Built
Pakistan's IBAN standard produces a fixed 24-character code for every bank account, regardless of the bank. For JS Bank, the structure breaks down as follows:
| Segment | Length | Example |
|---|---|---|
| Country Code | 2 | PK |
| Check Digits | 2 | 86 |
| Bank Code | 4 | JSBL |
| Account Number | 16 | 0000001123456702 |
Put together, a JS Bank IBAN in print format looks like PK86 JSBL 0000 0011 2345 6702 — 24 characters with the bank code JSBL clearly identifying JS Bank Limited within the code. This example is illustrative only; your actual IBAN is unique to your account and printed on your bank statement or generated through JS Bank's own online/mobile banking.
IBAN structure confirmed against Pakistan's national IBAN standard (introduced by SBP in 2012) and cross-checked against a published JS Bank IBAN example.
Free JS Bank IBAN Generator & Validator
Convert your JS Bank account number into a correctly formatted IBAN, or check whether an IBAN someone has sent you is valid — right here, with no login required. This runs entirely in your browser: nothing you type is sent anywhere or stored.
This tool works for JS Bank Limited accounts only (bank code JSBL). It calculates the standard ISO 7064 check digits used by every Pakistani bank IBAN — always confirm your final IBAN against your JS Bank statement or mobile app before sharing it for a transfer.
SWIFT Transfer Charges
| Item | Charge |
|---|---|
| SWIFT message (short/one-pager) | Rs. 1,000/- |
| SWIFT message (MT-700/701, 710, 711, 720, 721, 760) | Rs. 2,000/- |
| SWIFT charges on foreign T.T.s | USD 8/- or Rs. 1,000/-, whichever is higher |
| Foreign outward drafts/T.T.s/others | USD 10/- equivalent, plus an additional 0.50% (minimum USD 20/-) |
Fee figures confirmed from JS Bank's official Schedule of Charges, July–Dec 2026 edition, Trade Services §A & §H and General Banking §B. Charges are subject to change — confirm current fees with JS Bank.
How to Verify the Latest Information
This page was last verified on 11 Sep 2026. Figures and details around the SWIFT/BIC code and current transfer charges can change without notice, so before relying on anything here for a decision, cross-check it against JS Bank's official website — the authoritative, always-current source.
FAQs
What is the JS Bank Swift code?
JS Bank Limited's SWIFT/BIC code is JSBLPKKAXXX for the head office in Karachi; the 8-character root code JSBLPKKA is also accepted for most transfers.
What does a JS Bank IBAN look like?
A JS Bank IBAN is 24 characters: PK, two check digits, the 4-letter bank code JSBL, and a 16-digit account number, e.g. PK86 JSBL 0000 0011 2345 6702 (example only).
Good For
- Confirming JS Bank's correct SWIFT code before an international wire
- Understanding what each segment of a JS Bank IBAN means
- Avoiding delays caused by a wrong or outdated SWIFT code
- Double-checking a JS Bank IBAN's structure before sending funds
Sending money to a JS Bank account?
Get your exact IBAN and confirm transfer details directly with JS Bank first.
For independent verification, see State Bank of Pakistan, JS Bank Official Site.