BML Share Price — PSX Quote & Financial Results
Where BML's stock has traded recently, and the FY2025 results behind the bank's turn to profit.
- FY2025: First profit in years
- PSX Risk Warning Alert active
Key Takeaways
- BML (PSX: BML) traded at Rs. 53.88 as of Sep 8, 2026 — down ~54.6% over the past year.
- FY2025's Rs. 8.79B profit was driven almost entirely by one-off provision reversals and asset sales, not core lending income.
- Two consecutive loss-making quarters (Q1 and Q2 2026) followed that headline annual profit.
- PSX lists BML under an active Risk Warning Alert for continuous Rule Book clause violations — review before investing.
BML share price refers to the trading price of Bank Makramah Limited's ordinary shares on the Pakistan Stock Exchange under the ticker BML. As of the last available PSX quote (Tuesday, Sep 8, 2026, 3:43 PM), BML was trading at Rs. 53.88, down 1.19% on the day, sitting inside a 52-week range of Rs. 50.58 to Rs. 162.07 and down roughly 54.6% over the past year. This page summarises that quote alongside BML's recent financial results — PSX prices move continuously during market hours, so this is not investment advice and the live price should always be checked directly on PSX before any trading decision.
BML Share Price: Quick Answer
BML trades on the Pakistan Stock Exchange's regular board under the "Commercial Banks" sector. Its share price has fallen sharply over the past year even as the underlying company swung from losses to a headline annual profit in FY2025. Worth knowing before treating the low P/E ratio as an automatic buy signal: that FY2025 profit was driven mainly by a one-off Rs. 21.03 billion net reversal of credit-loss provisions and write-offs (i.e., recoveries on old bad loans), not by core lending income — BML's net mark-up income was actually negative in FY2025. The PSX Risk Warning Alert covered below is part of the same context. PSX also recorded an Emergent Board Meeting notice for BML on Aug 13, 2026 — check PSX's announcements tab for the underlying disclosure before trading.
Latest PSX Snapshot
| Metric | Value |
|---|---|
| Last Traded (Sep 8, 2026, 3:43 PM) | Rs. 53.88 |
| 52-Week Range | Rs. 50.58 – 162.07 |
| P/E Ratio (TTM) | ~13.21 |
| 1-Year Change | -54.55% |
| YTD Change | -51.28% |
| Market Cap | ~Rs. 55.38 billion |
| Shares Outstanding | ~1.03 billion |
| Free Float | 20% |
Live data changes constantly during trading hours — see the current quote directly on PSX's BML company page rather than relying on the figures above once markets are open.
FY2025 Financial Results
Bank Makramah Limited's FY2025 results, as transmitted to PSX, show a sharp turnaround from the prior three years. The bank reported profit after taxation of roughly Rs. 8.79 billion in 2025, against net losses of roughly Rs. 5.22 billion in 2024, Rs. 5.32 billion in 2023, and Rs. 3.17 billion in 2022. EPS moved from a loss of Rs. 1.00 in 2024 to a profit of Rs. 8.79 in 2025 — an EPS growth figure PSX's own ratio data puts at roughly 979%.
| Year | Profit / (Loss) After Tax (Rs. 000s) | Note |
|---|---|---|
| 2025 | 8,794,880 | Record profit year |
| 2024 | (5,220,848) | Loss |
| 2023 | (5,318,616) | Loss |
| 2022 | (3,166,888) | Loss |
Quarterly data through Q2 2026 (the latest published as of this page's update) shows the recovery has not been linear, and the trend has worsened since Q1: BML posted a net loss of roughly Rs. 714 million in Q1 2026 (EPS: (0.71)), followed by a considerably larger net loss of roughly Rs. 3.95 billion in Q2 2026 (EPS: (3.89)) on mark-up earned of just Rs. 1.25 billion — its smallest quarterly mark-up income in the data shown. That compares with a strong Q2 2025 (profit of roughly Rs. 1.57 billion). Quarter-to-quarter swings are common in bank earnings due to provisioning and mark-up timing, but two consecutive loss-making quarters is a real deterioration worth weighing against the FY2025 headline profit rather than dismissing as noise. BML's half-year results for the period ended June 30, 2026 were transmitted to PSX on Aug 28, 2026.
What Actually Drove the FY2025 Profit
The audited FY2025 annual report shows the Rs. 8.79 billion profit came almost entirely from one-off items rather than core banking operations: a net reversal of credit-loss allowance and write-offs of roughly Rs. 21.03 billion (recoveries on previously bad loans), a gain of roughly Rs. 4.23 billion on the sale of a self-constructed property, and a capital gain of roughly Rs. 2.25 billion on government securities. Stripped of these, BML's core net mark-up income was actually negative for the year, and its advances-to-deposits ratio remains low (roughly 15% net) — the bank still lends relatively little and holds most of its assets in investments. A genuine and audited positive alongside this: shareholders' equity turned positive at roughly Rs. 23.7 billion in 2025, after four straight years of negative equity (2021–2024), and the Capital Adequacy Ratio improved from roughly -27.5% in 2024 to 11.65% in 2025 — clearing the regulatory Minimum Capital Requirement for the first time in years. That capital turnaround was helped by a roughly Rs. 5 billion capital injection from the sponsor shareholder alongside the recoveries and asset sale above.
Good For
- Getting BML's latest PSX quote and 52-week range in one place
- Understanding the FY2025 turnaround from loss to record profit
- Seeing quarterly volatility alongside the annual trend
- Knowing about the active PSX Risk Warning Alert before investing
Checking BML before you trade?
Always confirm the live price and any regulatory notices directly on PSX.
Frequently Asked Questions
What is BML's current share price?
Rs. 53.88 as of Sep 8, 2026 — down roughly 54.6% over the past year. Always verify the live quote on PSX before trading.
Why did BML post a profit in FY2025 despite years of losses?
Mostly one-off items — a ~Rs. 21.03B provision reversal, a ~Rs. 4.23B property sale gain, and a ~Rs. 2.25B securities gain — not core lending income.
Is BML currently under any regulatory warning?
Yes — PSX lists BML under a Risk Warning Alert for continuous Rule Book violations, carrying suspension/delisting risk.
Has BML's 2026 performance continued the FY2025 turnaround?
No — BML posted net losses in both Q1 2026 (~Rs. 714M) and a larger Q2 2026 (~Rs. 3.95B).
Similar Banks
More on Bank Makramah
Bank Overview
History, leadership, ownership, and key facts.
Corporate Actions
The Global Haly merger and rating restoration.
Quick-Reference Profile
One-page snapshot of key BML numbers.
Verify BML's live quote and disclosures directly with Pakistan Stock Exchange and check its rating status with VIS Credit Rating Company.