Albaraka Bank Swift Code & IBAN
Confirmed SWIFT/BIC code, a free IBAN formatting tool, and how Al Baraka's FX rates work.
- AIINPKKAXXX
- ISO 7064 IBAN Check
Albaraka Bank Swift code AIINPKKAXXX confirmed, plus a free tool that formats your Al Baraka IBAN using the real ISO 7064 checksum algorithm.
Al Baraka's SWIFT code for the head office is AIINPKKAXXX, and it works for international transfers to any Al Baraka Pakistan account. Individual branches — Lahore's AIINPKKALHR, for instance — can carry their own 11-character code, but the XXX head-office version covers most incoming transfers just fine.
Al Baraka's SWIFT code for the head office and general use is AIINPKKAXXX. Individual branches can carry their own 11-character variant — the Lahore branch, for example, uses AIINPKKALHR — but AIINPKKAXXX handles the vast majority of incoming international transfers to any Al Baraka Pakistan account.
Albaraka Bank Swift Code Breakdown
| Metric | Value |
|---|---|
| Bank Code | AIIN |
| Country Code | PK |
| Location Code | KA |
| Branch Code (HQ) | XXX |
SWIFT/BIC code AIINPKKAXXX confirmed across multiple independent SWIFT-code registries (Wise, theSWIFTcodes.com, bank-codes.com) referencing Al Baraka Bank (Pakistan) Limited, Karachi.
Free Al Baraka IBAN Formatter
Pakistani IBANs follow a fixed 24-character structure: PK, two check digits, a 4-letter bank identifier, then a 16-character account number padded with leading zeros where needed. Enter your Al Baraka branch/account number below and this tool formats it and works out valid ISO 7064 (MOD 97-10) check digits — the same checksum method every Pakistani bank's IBAN uses, nothing specific to Al Baraka.
This tool computes a structurally valid IBAN using the standard algorithm — it does not verify that the account number itself exists at Al Baraka. Always confirm your exact IBAN on your chequebook, account statement, or Internet Banking portal before sharing it for a transfer.
IBAN structure (PK + 2 check digits + 4-letter bank code + 16-digit account number) follows the State Bank of Pakistan's national IBAN standard, applicable to every Pakistani bank including Al Baraka.
Exchange Rates
Al Baraka publishes its own daily FX rate sheet for major currencies through its Trade & Corporate banking desks. Rates move throughout the trading day, so don't trust a cached figure — check with the branch or the bank's official channel right before sending a remittance or paying an education fee or medical bill abroad.
SWIFT Code vs. IBAN: What Each One Does
The two identifiers do different jobs, and an international transfer into Al Baraka usually needs both: the SWIFT/BIC code (AIINPKKAXXX) identifies the bank and branch to the global messaging network, telling the sending bank where to route the payment, while the IBAN pins down your specific account within that bank — think of it as a postal code narrowing a city down to a street. Sending money with only one, or with an IBAN whose bank identifier doesn't match the branch you actually bank at, is one of the most common causes of a delayed or returned transfer. Double-check both against your actual bank documents before sending.
Frequently Asked Questions
What is Al Baraka Bank's SWIFT code?
AIINPKKAXXX for the head office and general use — this works for most incoming international transfers to any Al Baraka Pakistan account.
Do all Al Baraka branches use the same SWIFT code?
Not necessarily — some branches carry their own 11-character variant, like Lahore's AIINPKKALHR, though the head-office XXX code usually still works.
How many digits are in a Pakistani IBAN?
24 characters total: "PK", 2 check digits, a 4-letter bank code, then a 16-character account number padded with leading zeros.
Why did my international transfer get delayed or returned?
Most commonly a mismatch between the SWIFT code and IBAN, or providing only one when both are needed — double-check both against your actual account documents before sending.
Ready to bank with Al Baraka?
Verify current rates, offers, and terms directly with Al Baraka Bank Pakistan before you apply.
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Bank Overview
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Bank Profile (Quick Reference)
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Who governs Al Baraka's Shariah compliance.
Last verified: 7 Sept 2026.
For independent verification, see State Bank of Pakistan, Al Baraka Bank Pakistan (Official), Al Baraka Banking Group.