Abhi EWA Cost Calculator

Enter what you want to withdraw and see the exact flat fee — plus what a late repayment actually adds up to, day by day, using Abhi's published rates.

Official SOC-Verified
Fixed Fee Tiers, No Guesswork
Last Verified: Sep 4, 2026

Withdrawal Amount

How much do you want to withdraw? (Rs.)

EWA withdrawals start at Rs. 500. There's no fee below that — you simply can't withdraw less.

Enter an amount of at least Rs. 500.

Showing an Rs. 8,000 example — edit the field above and it updates instantly.

Your Withdrawal Fee

Fee for This Withdrawal

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You'll Actually Receive—

Withdrawal Range	Fee
Rs. 500 – Rs. 5,000	Rs. 150
Rs. 5,001 – Rs. 15,000	Rs. 250
Rs. 15,001 & above	Rs. 350

Fee is flat per withdrawal, not a percentage — a Rs. 15,001 withdrawal and a Rs. 100,000 withdrawal both cost Rs. 350. Larger single withdrawals are proportionally cheaper.

⚡ What a Late Repayment Actually Costs

Abhi gives you a 7-day grace period after your due date before any late charge applies. After that, it's 0.1% of the outstanding amount, every single day — which adds up faster than it sounds.

Days after the due date (including grace period)

Grace Period7 days, no charge

Days Actually Charged—

Late Charge Rate0.1% per day

Total Late Charge So Far

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No personal or account information is required. This tool runs entirely in your browser.

Fee Data & Sources

Withdrawal fee tiers and the late payment charge rate are taken directly from Abhi Microfinance Bank's official Branchless Banking Schedule of Charges, effective 1 July – 30 September 2026 (uploaded source document, confirmed with the Bank's published fee structure). This applies to EWA specifically — the Bank's separate Advance Salary product is priced individually per employer agreement and isn't covered by this calculator.

What isn't published: whether a missed repayment is reported to eCIB, whether it affects future EWA eligibility, or what happens if a paycheck falls short of covering the amount withdrawn. This calculator only computes the fee the Bank's own schedule confirms.

Last verified: August 23, 2026. Bank charges change — always confirm current terms with Abhi directly before withdrawing.

Independent estimate — not an official Abhi Microfinance Bank calculator. PakFinHub is not affiliated with Abhi Microfinance Bank. This page does not constitute financial advice.